IFSC Code of Federal Bank, Bajaj Finserv Direct Ltd Branch, Kerala

If you are searching for the IFSC code of Federal Bank, BAJAJ FINSERV DIRECT LTD branch in KALAMASSERY, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0007502. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BAJAJ FINSERV DIRECT LTD branch, and detailed step-by-step guides for using the IFSC FDRL0007502 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – BAJAJ FINSERV DIRECT LTD is FDRL0007502. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007502 map to this branch in KALAMASSERY, KERALA.

About the bank

Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bajaj Finserv Direct Ltd branch in Kalamassery, Kerala is part of this network and uses the IFSC code FDRL0007502 for all electronic settlement.

About the Bajaj Finserv Direct Ltd branch

The Bajaj Finserv Direct Ltd branch of Federal Bank is situated at FINTECH PARTNERSHIPS, KSUM, KALAMASERRY, ALUVA, KERALA - 683503. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0007502 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's BAJAJ FINSERV DIRECT LTD branch came to be assigned the code FDRL0007502.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0007502, money simply cannot be routed to the BAJAJ FINSERV DIRECT LTD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0007502 and the account number together uniquely identify the Bajaj Finserv Direct Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC FDRL0007502

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0007502 across all three.

NEFT to Federal Bank, BAJAJ FINSERV DIRECT LTD using IFSC FDRL0007502

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0007502, and confirm that the system picks up Federal Bank – BAJAJ FINSERV DIRECT LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BAJAJ FINSERV DIRECT LTD

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's BAJAJ FINSERV DIRECT LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0007502 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – BAJAJ FINSERV DIRECT LTD, use IMPS. With IFSC FDRL0007502 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0007502 for Federal Bank – BAJAJ FINSERV DIRECT LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bajaj Finserv Direct Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC FDRL0007502

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – BAJAJ FINSERV DIRECT LTD is still mapped to IFSC FDRL0007502. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0007502 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bajaj Finserv Direct Ltd branch is mapped to IFSC FDRL0007502 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0007502.

Products and services

Customers walking into the Bajaj Finserv Direct Ltd branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0007502

Online banking and IFSC FDRL0007502

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the BAJAJ FINSERV DIRECT LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0007502 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Bajaj Finserv Direct Ltd branch

The branch is located at FINTECH PARTNERSHIPS, KSUM, KALAMASERRY, ALUVA, KERALA - 683503, which puts it inside Kalamassery, the broader Ernakulam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Bajaj Finserv Direct Ltd branch” — the verified location pin for IFSC FDRL0007502 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0007502 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – BAJAJ FINSERV DIRECT LTD:

• The IFSC is exactly FDRL0007502 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and BAJAJ FINSERV DIRECT LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bajaj Finserv Direct Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0007502, however, work 24x7.

Verifying IFSC FDRL0007502 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0007502 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0007502 belongs to Federal Bank's BAJAJ FINSERV DIRECT LTD branch, located at FINTECH PARTNERSHIPS, KSUM, KALAMASERRY, ALUVA, KERALA - 683503 in KALAMASSERY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.