Below are the complete branch details for Federal Bank, KADAPLAMATTOM branch, located in KADAPLAMATTOM, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001254. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001254 for Federal Bank – KADAPLAMATTOM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's KADAPLAMATTOM branch, the IFSC FDRL0001254 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001254 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Kadaplamattom |
| IFSC Code | FDRL0001254 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KADAPLAMATTOM KADAPLAMATTOM KADAPLAMATTOM |
| City | Kadaplamattom |
| District | Kottayam |
| State | Kerala |
| STD Code | 482 |
| Phone | 2251053 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Kadaplamattom branch in Kadaplamattom. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001254.
About this branch
The branch is located at KADAPLAMATTOM KADAPLAMATTOM KADAPLAMATTOM. It serves the Kadaplamattom region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001254 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KADAPLAMATTOM of Federal Bank — its own 11-character IFSC. The code FDRL0001254 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001254 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001254
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001254 across all three.
NEFT to Federal Bank, KADAPLAMATTOM using IFSC FDRL0001254
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001254, and confirm that the system picks up Federal Bank – KADAPLAMATTOM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001254
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – KADAPLAMATTOM, ensure your bank's portal accepts IFSC FDRL0001254 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank KADAPLAMATTOM (IFSC FDRL0001254)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001254 in your mobile or internet banking app, and the money is credited to the KADAPLAMATTOM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001254 for Federal Bank – KADAPLAMATTOM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001254 | Yes – FDRL0001254 | Yes – FDRL0001254 |
For most retail customers crediting the Kadaplamattom branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001254
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – KADAPLAMATTOM is still mapped to IFSC FDRL0001254. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001254 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kadaplamattom branch is mapped to IFSC FDRL0001254 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001254.
Banking services available
The Kadaplamattom branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 482-2251053.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001254
MICR & cheque-truncation details
Cheques drawn on the Kadaplamattom branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001254 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001254
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the KADAPLAMATTOM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001254 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – KADAPLAMATTOM:
- The IFSC is exactly FDRL0001254 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and KADAPLAMATTOM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kadaplamattom branch
The branch is located at KADAPLAMATTOM KADAPLAMATTOM KADAPLAMATTOM, which puts it inside Kadaplamattom, the broader Kottayam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Kadaplamattom branch” — the verified location pin for IFSC FDRL0001254 should appear at the top of the results.
- Confirm the branch is open by calling 482-2251053 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001254 and your account number.
Verifying IFSC FDRL0001254 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001254 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 482-2251053.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kadaplamattom branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001254, however, work 24x7.
Branch address & contact
Federal BankKadaplamattom Branch
KADAPLAMATTOM KADAPLAMATTOM KADAPLAMATTOM
Kadaplamattom, Kerala
Phone: 482-2251053
IFSC: FDRL0001254
Frequently asked questions
Where is Federal Bank Kadaplamattom branch located?
Federal Bank's Kadaplamattom branch is located at KADAPLAMATTOM KADAPLAMATTOM KADAPLAMATTOM, Kadaplamattom, Kerala.
Is IFSC FDRL0001254 the same for all accounts at Kadaplamattom branch?
Yes. The IFSC FDRL0001254 is shared by every account held at Federal Bank's Kadaplamattom branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0001254 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Kadaplamattom reflect within 30 minutes.
Does Federal Bank Kadaplamattom branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 482-2251053 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kadaplamattom branch but serve different purposes.
Is IFSC FDRL0001254 valid for NEFT and RTGS?
Yes. IFSC FDRL0001254 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Federal Bank Kadaplamattom as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001254, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code FDRL0001254 belongs to Federal Bank's KADAPLAMATTOM branch, located at KADAPLAMATTOM KADAPLAMATTOM KADAPLAMATTOM in KADAPLAMATTOM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
