Below are the complete branch details for Federal Bank, INDORE branch, located in INDORE, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001234. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001234 for Federal Bank – INDORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001234 is the IFSC of Federal Bank's INDORE branch. The format is fixed: FDRL = bank code, 0 = reserved, 001234 = branch identifier.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Indore branch — IFSC FDRL0001234 — extends the bank's services to customers in and around Indore, Madhya Pradesh.
About this branch
The branch is located at 21/4, RATLAM KOTHI, SAKAR BHAWAN,. It serves the Indore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001234 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Indore |
| IFSC Code | FDRL0001234 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 21/4, RATLAM KOTHI, SAKAR BHAWAN, |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 731 |
| Phone | 2520269 |
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDORE of Federal Bank — its own 11-character IFSC. The code FDRL0001234 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001234 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001234 and the account number together uniquely identify the Indore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC FDRL0001234
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001234 across all three.
NEFT to Federal Bank, INDORE using IFSC FDRL0001234
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001234, and confirm that the system picks up Federal Bank – INDORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to INDORE
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's INDORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001234 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank INDORE (IFSC FDRL0001234)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001234 in your mobile or internet banking app, and the money is credited to the INDORE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Indore
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001234:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDORE is still linked to IFSC FDRL0001234.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's INDORE branch, the IFSC FDRL0001234 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Indore branch
Once you have an account at Federal Bank – INDORE, the IFSC FDRL0001234 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Indore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 731-2520269.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001234
Digital banking channels
Most day-to-day work that customers used to do at the Indore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001234 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Indore branch
The branch is located at 21/4, RATLAM KOTHI, SAKAR BHAWAN,, which puts it inside Indore, the broader Indore district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Indore branch” — the verified location pin for IFSC FDRL0001234 should appear at the top of the results.
- Confirm the branch is open by calling 731-2520269 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001234 and your account number.
Common mistakes to avoid when using IFSC FDRL0001234
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – INDORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001234. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Indore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001234 continue to work without interruption.
Verifying IFSC FDRL0001234 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001234 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 731-2520269.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankIndore Branch
21/4, RATLAM KOTHI, SAKAR BHAWAN,
Indore, Madhya Pradesh
Phone: 731-2520269
IFSC: FDRL0001234
Frequently asked questions
Is IFSC FDRL0001234 the same for all accounts at Indore branch?
Yes. The IFSC FDRL0001234 is shared by every account held at Federal Bank's Indore branch. Only the account number changes from customer to customer.
Can I use IFSC FDRL0001234 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001234 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Indore branch but serve different purposes.
Does Federal Bank Indore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 731-2520269 to confirm.
How do I add Federal Bank Indore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001234, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using FDRL0001234 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Indore reflect within 30 minutes.
What is the IFSC code of Federal Bank Indore branch?
The IFSC code of Federal Bank, Indore branch is FDRL0001234. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Federal Bank Indore branch?
You can reach the branch at 731-2520269 during regular banking hours.
Summary
The IFSC code FDRL0001234 belongs to Federal Bank's INDORE branch, located at 21/4, RATLAM KOTHI, SAKAR BHAWAN, in INDORE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
