Use this page as a one-stop reference for everything related to Federal Bank's GUWAHATI branch in GUWAHATI, ASSAM. The branch's IFSC code FDRL0001182 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – GUWAHATI is FDRL0001182. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001182 map to this branch in GUWAHATI, ASSAM.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Guwahati branch in Guwahati, Assam is part of this network and uses the IFSC code FDRL0001182 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Guwahati |
| IFSC Code | FDRL0001182 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ARHAM PLAZA,FIRST FLOOR,FANCY BAZAR, MG ROAD,GUWAHATI ASSAM,781001 |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| STD Code | 361 |
| Phone | 2510582 |
About this branch
The branch is located at ARHAM PLAZA,FIRST FLOOR,FANCY BAZAR, MG ROAD,GUWAHATI ASSAM,781001. It serves the Guwahati region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001182 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's GUWAHATI branch came to be assigned the code FDRL0001182.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001182, money simply cannot be routed to the GUWAHATI branch electronically.
Products and account variants supported
Every account opened at the Guwahati branch is mapped to IFSC FDRL0001182 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001182.
Products and services
Customers walking into the Guwahati branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001182
How to transfer money using IFSC FDRL0001182
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001182 across all three.
How to use IFSC FDRL0001182 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's GUWAHATI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001182.
- Confirm the bank name auto-populates as Federal Bank and the branch as GUWAHATI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GUWAHATI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's GUWAHATI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001182 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank GUWAHATI (IFSC FDRL0001182)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001182 in your mobile or internet banking app, and the money is credited to the GUWAHATI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001182 for Federal Bank – GUWAHATI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001182 | Yes – FDRL0001182 | Yes – FDRL0001182 |
For most retail customers crediting the Guwahati branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001182
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – GUWAHATI is still mapped to IFSC FDRL0001182. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001182 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Guwahati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001182 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Guwahati branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001182 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – GUWAHATI:
- The IFSC is exactly FDRL0001182 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and GUWAHATI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Guwahati branch sits at ARHAM PLAZA,FIRST FLOOR,FANCY BAZAR, MG ROAD,GUWAHATI ASSAM,781001. If you are travelling from outside Guwahati, search for the branch on a maps application using the bank name and locality, or call 361-2510582 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001182 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001182 for Federal Bank – GUWAHATI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guwahati branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001182, however, work 24x7.
Branch address & contact
Federal BankGuwahati Branch
ARHAM PLAZA,FIRST FLOOR,FANCY BAZAR, MG ROAD,GUWAHATI ASSAM,781001
Guwahati, Assam
Phone: 361-2510582
IFSC: FDRL0001182
Frequently asked questions
Is IFSC FDRL0001182 valid for NEFT and RTGS?
Yes. IFSC FDRL0001182 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC FDRL0001182 the same for all accounts at Guwahati branch?
Yes. The IFSC FDRL0001182 is shared by every account held at Federal Bank's Guwahati branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0001182 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Guwahati reflect within 30 minutes.
Can I use IFSC FDRL0001182 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001182 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Guwahati branch but serve different purposes.
What is the IFSC code of Federal Bank Guwahati branch?
The IFSC code of Federal Bank, Guwahati branch is FDRL0001182. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Federal Bank Guwahati as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001182, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Federal Bank Guwahati branch located?
Federal Bank's Guwahati branch is located at ARHAM PLAZA,FIRST FLOOR,FANCY BAZAR, MG ROAD,GUWAHATI ASSAM,781001, Guwahati, Assam.
Summary
The IFSC code FDRL0001182 belongs to Federal Bank's GUWAHATI branch, located at ARHAM PLAZA,FIRST FLOOR,FANCY BAZAR, MG ROAD,GUWAHATI ASSAM,781001 in GUWAHATI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
