Below are the complete branch details for Federal Bank, SRI GANGANAGAR branch, located in GANGANAGAR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002472. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002472 for Federal Bank – SRI GANGANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002472 is the IFSC of Federal Bank's SRI GANGANAGAR branch. The format is fixed: FDRL = bank code, 0 = reserved, 002472 = branch identifier.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Sri Ganganagar branch in Ganganagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002472.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Sri Ganganagar |
| IFSC Code | FDRL0002472 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.3,4,5, BASANT KUNJ, OPPOSITE SADAR THANA,MAIN HANUMAN GARH ROAD, SRI GANGANAGAR, RAJASTHAN - 335001 |
| City | Ganganagar |
| District | Ganganagar |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 8054970093 |
About this branch
The branch is located at SHOP NO.3,4,5, BASANT KUNJ, OPPOSITE SADAR THANA,MAIN HANUMAN GARH ROAD, SRI GANGANAGAR, RAJASTHAN - 335001. It serves the Ganganagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002472 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's SRI GANGANAGAR branch came to be assigned the code FDRL0002472.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002472, money simply cannot be routed to the SRI GANGANAGAR branch electronically.
Products and account variants supported
Every account opened at the Sri Ganganagar branch is mapped to IFSC FDRL0002472 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002472.
Products and services
Customers walking into the Sri Ganganagar branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0002472
How to transfer money using IFSC FDRL0002472
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002472 across all three.
NEFT to Federal Bank, SRI GANGANAGAR using IFSC FDRL0002472
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002472, and confirm that the system picks up Federal Bank – SRI GANGANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0002472
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – SRI GANGANAGAR, ensure your bank's portal accepts IFSC FDRL0002472 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – SRI GANGANAGAR, use IMPS. With IFSC FDRL0002472 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002472 for Federal Bank – SRI GANGANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002472 | Yes – FDRL0002472 | Yes – FDRL0002472 |
For most retail customers crediting the Sri Ganganagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002472
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – SRI GANGANAGAR is still mapped to IFSC FDRL0002472. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002472 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sri Ganganagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002472 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sri Ganganagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002472 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – SRI GANGANAGAR:
- The IFSC is exactly FDRL0002472 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and SRI GANGANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sri Ganganagar branch
The branch is located at SHOP NO.3,4,5, BASANT KUNJ, OPPOSITE SADAR THANA,MAIN HANUMAN GARH ROAD, SRI GANGANAGAR, RAJASTHAN - 335001, which puts it inside Ganganagar, the broader Ganganagar district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Sri Ganganagar branch” — the verified location pin for IFSC FDRL0002472 should appear at the top of the results.
- Confirm the branch is open by calling 91-8054970093 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002472 and your account number.
Verifying IFSC FDRL0002472 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002472 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8054970093.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sri Ganganagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002472 continue to work without interruption.
Branch address & contact
Federal BankSri Ganganagar Branch
SHOP NO.3,4,5, BASANT KUNJ, OPPOSITE SADAR THANA,MAIN HANUMAN GARH ROAD, SRI GANGANAGAR, RAJASTHAN - 335001
Ganganagar, Rajasthan
Phone: 91-8054970093
IFSC: FDRL0002472
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sri Ganganagar branch but serve different purposes.
How quickly will an NEFT transfer using FDRL0002472 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Sri Ganganagar reflect within 30 minutes.
How do I add Federal Bank Sri Ganganagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002472, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Federal Bank Sri Ganganagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8054970093 to confirm.
Is IFSC FDRL0002472 valid for NEFT and RTGS?
Yes. IFSC FDRL0002472 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC FDRL0002472 the same for all accounts at Sri Ganganagar branch?
Yes. The IFSC FDRL0002472 is shared by every account held at Federal Bank's Sri Ganganagar branch. Only the account number changes from customer to customer.
What is the IFSC code of Federal Bank Sri Ganganagar branch?
The IFSC code of Federal Bank, Sri Ganganagar branch is FDRL0002472. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC FDRL0002472 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002472 to send funds instantly.
Summary
The IFSC code FDRL0002472 belongs to Federal Bank's SRI GANGANAGAR branch, located at SHOP NO.3,4,5, BASANT KUNJ, OPPOSITE SADAR THANA,MAIN HANUMAN GARH ROAD, SRI… in GANGANAGAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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