Below are the complete branch details for Federal Bank, GANDHINAGAR - KOLHAPUR branch, located in GANDHINAGAR - KOLHAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001651. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001651 for Federal Bank – GANDHINAGAR - KOLHAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's GANDHINAGAR - KOLHAPUR branch, the IFSC FDRL0001651 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001651 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Gandhinagar - Kolhapur branch in Gandhinagar - Kolhapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001651.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Gandhinagar - Kolhapur |
| IFSC Code | FDRL0001651 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANESH TALKIES, GADMUDSINGI P O, GANDHINAGAR |
| City | Gandhinagar - Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 231 |
| Phone | 2611166 |
About this branch
The branch is located at GANESH TALKIES, GADMUDSINGI P O, GANDHINAGAR. It serves the Gandhinagar - Kolhapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001651 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANDHINAGAR - KOLHAPUR of Federal Bank — its own 11-character IFSC. The code FDRL0001651 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001651 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gandhinagar - Kolhapur branch is mapped to IFSC FDRL0001651 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001651.
Products and services
Customers walking into the Gandhinagar - Kolhapur branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001651
How to transfer money using IFSC FDRL0001651
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001651 across all three.
NEFT to Federal Bank, GANDHINAGAR - KOLHAPUR using IFSC FDRL0001651
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001651, and confirm that the system picks up Federal Bank – GANDHINAGAR - KOLHAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001651
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – GANDHINAGAR - KOLHAPUR, ensure your bank's portal accepts IFSC FDRL0001651 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank GANDHINAGAR - KOLHAPUR (IFSC FDRL0001651)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001651 in your mobile or internet banking app, and the money is credited to the GANDHINAGAR - KOLHAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001651 for Federal Bank – GANDHINAGAR - KOLHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001651 | Yes – FDRL0001651 | Yes – FDRL0001651 |
For most retail customers crediting the Gandhinagar - Kolhapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001651
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – GANDHINAGAR - KOLHAPUR is still mapped to IFSC FDRL0001651. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001651 and the beneficiary's account number to complete the transfer.
Online banking and IFSC FDRL0001651
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the GANDHINAGAR - KOLHAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001651 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001651 and the account number together uniquely identify the Gandhinagar - Kolhapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – GANDHINAGAR - KOLHAPUR:
- The IFSC is exactly FDRL0001651 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and GANDHINAGAR - KOLHAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gandhinagar - Kolhapur branch
The branch is located at GANESH TALKIES, GADMUDSINGI P O, GANDHINAGAR, which puts it inside Gandhinagar - Kolhapur, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Gandhinagar - Kolhapur branch” — the verified location pin for IFSC FDRL0001651 should appear at the top of the results.
- Confirm the branch is open by calling 231-2611166 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001651 and your account number.
Verifying IFSC FDRL0001651 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001651 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 231-2611166.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhinagar - Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001651, however, work 24x7.
Branch address & contact
Federal BankGandhinagar - Kolhapur Branch
GANESH TALKIES, GADMUDSINGI P O, GANDHINAGAR
Gandhinagar - Kolhapur, Maharashtra
Phone: 231-2611166
IFSC: FDRL0001651
Frequently asked questions
Where is Federal Bank Gandhinagar - Kolhapur branch located?
Federal Bank's Gandhinagar - Kolhapur branch is located at GANESH TALKIES, GADMUDSINGI P O, GANDHINAGAR, Gandhinagar - Kolhapur, Maharashtra.
Can I use IFSC FDRL0001651 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001651 to send funds instantly.
Is IFSC FDRL0001651 valid for NEFT and RTGS?
Yes. IFSC FDRL0001651 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Federal Bank Gandhinagar - Kolhapur branch?
You can reach the branch at 231-2611166 during regular banking hours.
Is IFSC FDRL0001651 the same for all accounts at Gandhinagar - Kolhapur branch?
Yes. The IFSC FDRL0001651 is shared by every account held at Federal Bank's Gandhinagar - Kolhapur branch. Only the account number changes from customer to customer.
How do I add Federal Bank Gandhinagar - Kolhapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001651, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: FDRL0001651 is the IFSC code of Federal Bank, GANDHINAGAR - KOLHAPUR branch, in GANDHINAGAR - KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
