Below are the complete branch details for Federal Bank, ERODE branch, located in ERODE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001177. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001177 for Federal Bank – ERODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's ERODE branch, the IFSC FDRL0001177 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001177 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Erode |
| IFSC Code | FDRL0001177 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.22 PALANIAPPA STREET PERUNDURAI ROAD ERODE |
| City | Erode |
| District | Erode |
| State | Tamil Nadu |
| STD Code | 424 |
| Phone | 2253298 |
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Erode branch — IFSC FDRL0001177 — extends the bank's services to customers in and around Erode, Tamil Nadu.
About the Erode branch
The Erode branch of Federal Bank is situated at NO.22 PALANIAPPA STREET PERUNDURAI ROAD ERODE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001177 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's ERODE branch came to be assigned the code FDRL0001177.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001177, money simply cannot be routed to the ERODE branch electronically.
How to transfer money using IFSC FDRL0001177
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001177 across all three.
NEFT to Federal Bank, ERODE using IFSC FDRL0001177
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001177, and confirm that the system picks up Federal Bank – ERODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001177
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – ERODE, ensure your bank's portal accepts IFSC FDRL0001177 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank ERODE (IFSC FDRL0001177)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001177 in your mobile or internet banking app, and the money is credited to the ERODE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Erode
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001177:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ERODE is still linked to IFSC FDRL0001177.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ERODE branch, the IFSC FDRL0001177 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Erode branch is mapped to IFSC FDRL0001177 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001177.
Banking services available
The Erode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 424-2253298.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001177
MICR & cheque-truncation details
Cheques drawn on the Erode branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001177 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001177
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the ERODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001177 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC FDRL0001177
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – ERODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001177. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Erode branch sits at NO.22 PALANIAPPA STREET PERUNDURAI ROAD ERODE. If you are travelling from outside Erode, search for the branch on a maps application using the bank name and locality, or call 424-2253298 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001177 and your account number.
Verifying IFSC FDRL0001177 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001177 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 424-2253298.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Erode branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001177, however, work 24x7.
Branch address & contact
Federal BankErode Branch
NO.22 PALANIAPPA STREET PERUNDURAI ROAD ERODE
Erode, Tamil Nadu
Phone: 424-2253298
IFSC: FDRL0001177
Frequently asked questions
Where is Federal Bank Erode branch located?
Federal Bank's Erode branch is located at NO.22 PALANIAPPA STREET PERUNDURAI ROAD ERODE, Erode, Tamil Nadu.
How do I add Federal Bank Erode as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001177, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001177 valid for NEFT and RTGS?
Yes. IFSC FDRL0001177 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Federal Bank Erode branch?
The IFSC code of Federal Bank, Erode branch is FDRL0001177. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC FDRL0001177 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001177 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Erode branch but serve different purposes.
Does Federal Bank Erode branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 424-2253298 to confirm.
Is IFSC FDRL0001177 the same for all accounts at Erode branch?
Yes. The IFSC FDRL0001177 is shared by every account held at Federal Bank's Erode branch. Only the account number changes from customer to customer.
Final notes
To recap: FDRL0001177 is the IFSC code of Federal Bank, ERODE branch, in ERODE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
