If you are searching for the IFSC code of Federal Bank, ELURU branch in ELURU, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is FDRL0002520. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ELURU branch, and detailed step-by-step guides for using the IFSC FDRL0002520 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's ELURU branch, the IFSC FDRL0002520 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 002520 identifies this particular branch.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Eluru branch in Eluru, Andhra Pradesh is part of this network and uses the IFSC code FDRL0002520 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Eluru |
| IFSC Code | FDRL0002520 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 23B-9-16/1,2 BKL ROAD,R.R PET,ELURU,WEST GODAVARI,ANDHRA PRADESH-534002 |
| City | Eluru |
| District | Eluru |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 8919689188 |
About this branch
The branch is located at DOOR NO 23B-9-16/1,2 BKL ROAD,R.R PET,ELURU,WEST GODAVARI,ANDHRA PRADESH-534002. It serves the Eluru region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002520 is used to identify this branch on the RBI payments network.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ELURU of Federal Bank — its own 11-character IFSC. The code FDRL0002520 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002520 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Eluru branch
Once you have an account at Federal Bank – ELURU, the IFSC FDRL0002520 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Eluru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8919689188.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002520
How to transfer money using IFSC FDRL0002520
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002520 across all three.
How to use IFSC FDRL0002520 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's ELURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002520.
- Confirm the bank name auto-populates as Federal Bank and the branch as ELURU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ELURU
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ELURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002520 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank ELURU (IFSC FDRL0002520)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002520 in your mobile or internet banking app, and the money is credited to the ELURU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002520 for Federal Bank – ELURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002520 | Yes – FDRL0002520 | Yes – FDRL0002520 |
For most retail customers crediting the Eluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ELURU branch, the IFSC FDRL0002520 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC FDRL0002520
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the ELURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002520 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Eluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002520 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ELURU:
- The IFSC is exactly FDRL0002520 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and ELURU as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Eluru branch
The branch is located at DOOR NO 23B-9-16/1,2 BKL ROAD,R.R PET,ELURU,WEST GODAVARI,ANDHRA PRADESH-534002, which puts it inside Eluru, the broader Eluru district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Eluru branch” — the verified location pin for IFSC FDRL0002520 should appear at the top of the results.
- Confirm the branch is open by calling 91-8919689188 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002520 and your account number.
Verifying IFSC FDRL0002520 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002520 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8919689188.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Eluru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002520, however, work 24x7.
Branch address & contact
Federal BankEluru Branch
DOOR NO 23B-9-16/1,2 BKL ROAD,R.R PET,ELURU,WEST GODAVARI,ANDHRA PRADESH-534002
Eluru, Andhra Pradesh
Phone: 91-8919689188
IFSC: FDRL0002520
Frequently asked questions
Does Federal Bank Eluru branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8919689188 to confirm.
What is the IFSC code of Federal Bank Eluru branch?
The IFSC code of Federal Bank, Eluru branch is FDRL0002520. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Federal Bank Eluru as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0002520, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Eluru branch?
You can reach the branch at 91-8919689188 during regular banking hours.
How quickly will an NEFT transfer using FDRL0002520 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Eluru reflect within 30 minutes.
Where is Federal Bank Eluru branch located?
Federal Bank's Eluru branch is located at DOOR NO 23B-9-16/1,2 BKL ROAD,R.R PET,ELURU,WEST GODAVARI,ANDHRA PRADESH-534002, Eluru, Andhra Pradesh.
Is IFSC FDRL0002520 the same for all accounts at Eluru branch?
Yes. The IFSC FDRL0002520 is shared by every account held at Federal Bank's Eluru branch. Only the account number changes from customer to customer.
Can I use IFSC FDRL0002520 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002520 to send funds instantly.
Summary
The IFSC code FDRL0002520 belongs to Federal Bank's ELURU branch, located at DOOR NO 23B-9-16/1,2 BKL ROAD,R.R PET,ELURU,WEST GODAVARI,ANDHRA PRADESH-534002 in ELURU, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
