If you are searching for the IFSC code of Federal Bank, ELENTHIKKARA branch in ELENTHIKKARA, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0001842. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ELENTHIKKARA branch, and detailed step-by-step guides for using the IFSC FDRL0001842 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's ELENTHIKKARA branch, the IFSC FDRL0001842 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001842 identifies this particular branch.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Elenthikkara |
| IFSC Code | FDRL0001842 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MALIAKAL BUILDINGS NEAR ELENTHIKKARA JN ELENTHIKKARA MALA ROAD |
| City | Elenthikkara |
| District | Ernakulam |
| State | Kerala |
| STD Code | 484 |
| Phone | 2486050 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Elenthikkara branch in Elenthikkara, Kerala is part of this network and uses the IFSC code FDRL0001842 for all electronic settlement.
About the Elenthikkara branch
The Elenthikkara branch of Federal Bank is situated at MALIAKAL BUILDINGS NEAR ELENTHIKKARA JN ELENTHIKKARA MALA ROAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001842 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's ELENTHIKKARA branch came to be assigned the code FDRL0001842.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001842, money simply cannot be routed to the ELENTHIKKARA branch electronically.
How to transfer money using IFSC FDRL0001842
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001842 across all three.
NEFT to Federal Bank, ELENTHIKKARA using IFSC FDRL0001842
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001842, and confirm that the system picks up Federal Bank – ELENTHIKKARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ELENTHIKKARA
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ELENTHIKKARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001842 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – ELENTHIKKARA, use IMPS. With IFSC FDRL0001842 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Elenthikkara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0001842:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ELENTHIKKARA is still linked to IFSC FDRL0001842.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ELENTHIKKARA branch, the IFSC FDRL0001842 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Elenthikkara branch
Once you have an account at Federal Bank – ELENTHIKKARA, the IFSC FDRL0001842 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Elenthikkara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-2486050.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001842
MICR & cheque-truncation details
Cheques drawn on the Elenthikkara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001842 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001842
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the ELENTHIKKARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001842 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ELENTHIKKARA:
- The IFSC is exactly FDRL0001842 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and ELENTHIKKARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Elenthikkara branch
The branch is located at MALIAKAL BUILDINGS NEAR ELENTHIKKARA JN ELENTHIKKARA MALA ROAD, which puts it inside Elenthikkara, the broader Ernakulam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Elenthikkara branch” — the verified location pin for IFSC FDRL0001842 should appear at the top of the results.
- Confirm the branch is open by calling 484-2486050 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001842 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001842 for Federal Bank – ELENTHIKKARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Elenthikkara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001842, however, work 24x7.
Branch address & contact
Federal BankElenthikkara Branch
MALIAKAL BUILDINGS NEAR ELENTHIKKARA JN ELENTHIKKARA MALA ROAD
Elenthikkara, Kerala
Phone: 484-2486050
IFSC: FDRL0001842
Frequently asked questions
Is IFSC FDRL0001842 valid for NEFT and RTGS?
Yes. IFSC FDRL0001842 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Federal Bank Elenthikkara branch?
You can reach the branch at 484-2486050 during regular banking hours.
Is IFSC FDRL0001842 the same for all accounts at Elenthikkara branch?
Yes. The IFSC FDRL0001842 is shared by every account held at Federal Bank's Elenthikkara branch. Only the account number changes from customer to customer.
How do I add Federal Bank Elenthikkara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001842, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using FDRL0001842 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Elenthikkara reflect within 30 minutes.
Does Federal Bank Elenthikkara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 484-2486050 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Elenthikkara branch but serve different purposes.
Where is Federal Bank Elenthikkara branch located?
Federal Bank's Elenthikkara branch is located at MALIAKAL BUILDINGS NEAR ELENTHIKKARA JN ELENTHIKKARA MALA ROAD, Elenthikkara, Kerala.
Summary
The IFSC code FDRL0001842 belongs to Federal Bank's ELENTHIKKARA branch, located at MALIAKAL BUILDINGS NEAR ELENTHIKKARA JN ELENTHIKKARA MALA ROAD in ELENTHIKKARA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
