Use this page as a one-stop reference for everything related to Federal Bank's EDAMON branch in EDAMON, KERALA. The branch's IFSC code FDRL0001263 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001263 is the IFSC of Federal Bank's EDAMON branch. The format is fixed: FDRL = bank code, 0 = reserved, 001263 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Edamon |
| IFSC Code | FDRL0001263 |
| MICR Code | Refer to cheque leaf |
| Branch Address | EDAMON EDAMON PUNALUR VIA |
| City | Edamon |
| District | Kollam |
| State | Kerala |
| STD Code | 475 |
| Phone | 2335526 |
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Edamon branch — IFSC FDRL0001263 — extends the bank's services to customers in and around Edamon, Kerala.
Edamon branch overview
Located at EDAMON EDAMON PUNALUR VIA, the Edamon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001263 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's EDAMON branch came to be assigned the code FDRL0001263.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001263, money simply cannot be routed to the EDAMON branch electronically.
How to transfer money using IFSC FDRL0001263
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001263 across all three.
NEFT to Federal Bank, EDAMON using IFSC FDRL0001263
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001263, and confirm that the system picks up Federal Bank – EDAMON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to EDAMON
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's EDAMON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001263 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank EDAMON (IFSC FDRL0001263)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001263 in your mobile or internet banking app, and the money is credited to the EDAMON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001263 for Federal Bank – EDAMON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001263 | Yes – FDRL0001263 | Yes – FDRL0001263 |
For most retail customers crediting the Edamon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's EDAMON branch, the IFSC FDRL0001263 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Edamon branch
Once you have an account at Federal Bank – EDAMON, the IFSC FDRL0001263 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Edamon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 475-2335526.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001263
MICR & cheque-truncation details
Cheques drawn on the Edamon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001263 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0001263
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the EDAMON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0001263 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – EDAMON:
- The IFSC is exactly FDRL0001263 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and EDAMON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Edamon branch
The branch is located at EDAMON EDAMON PUNALUR VIA, which puts it inside Edamon, the broader Kollam district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Edamon branch” — the verified location pin for IFSC FDRL0001263 should appear at the top of the results.
- Confirm the branch is open by calling 475-2335526 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001263 and your account number.
Verifying IFSC FDRL0001263 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001263 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 475-2335526.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Edamon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001263, however, work 24x7.
Branch address & contact
Federal BankEdamon Branch
EDAMON EDAMON PUNALUR VIA
Edamon, Kerala
Phone: 475-2335526
IFSC: FDRL0001263
Frequently asked questions
How quickly will an NEFT transfer using FDRL0001263 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Edamon reflect within 30 minutes.
Where is Federal Bank Edamon branch located?
Federal Bank's Edamon branch is located at EDAMON EDAMON PUNALUR VIA, Edamon, Kerala.
What is the phone number of Federal Bank Edamon branch?
You can reach the branch at 475-2335526 during regular banking hours.
Is IFSC FDRL0001263 the same for all accounts at Edamon branch?
Yes. The IFSC FDRL0001263 is shared by every account held at Federal Bank's Edamon branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Edamon branch but serve different purposes.
Is IFSC FDRL0001263 valid for NEFT and RTGS?
Yes. IFSC FDRL0001263 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Federal Bank Edamon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001263, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC FDRL0001263 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001263 to send funds instantly.
Summary
The IFSC code FDRL0001263 belongs to Federal Bank's EDAMON branch, located at EDAMON EDAMON PUNALUR VIA in EDAMON, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
