Below are the complete branch details for Federal Bank, EDAKKARA branch, located in EDAKKARA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001557. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001557 for Federal Bank – EDAKKARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – EDAKKARA is FDRL0001557. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001557 map to this branch in EDAKKARA, KERALA.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Edakkara branch in Edakkara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001557.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Edakkara |
| IFSC Code | FDRL0001557 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JOHNS TOWER, OOTTY ROAD EDAKKARA |
| City | Edakkara |
| District | Malappuram |
| State | Kerala |
| STD Code | 4931 |
| Phone | 278890 |
About the Edakkara branch
The Edakkara branch of Federal Bank is situated at JOHNS TOWER, OOTTY ROAD EDAKKARA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001557 is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EDAKKARA of Federal Bank — its own 11-character IFSC. The code FDRL0001557 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001557 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Edakkara branch is mapped to IFSC FDRL0001557 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001557.
Products and services
Customers walking into the Edakkara branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001557
How to transfer money using IFSC FDRL0001557
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001557 across all three.
How to use IFSC FDRL0001557 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's EDAKKARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001557.
- Confirm the bank name auto-populates as Federal Bank and the branch as EDAKKARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to EDAKKARA
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's EDAKKARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001557 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – EDAKKARA, use IMPS. With IFSC FDRL0001557 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001557 for Federal Bank – EDAKKARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001557 | Yes – FDRL0001557 | Yes – FDRL0001557 |
For most retail customers crediting the Edakkara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001557
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – EDAKKARA is still mapped to IFSC FDRL0001557. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001557 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Edakkara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001557 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Edakkara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001557 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – EDAKKARA:
- The IFSC is exactly FDRL0001557 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and EDAKKARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Edakkara branch
The branch is located at JOHNS TOWER, OOTTY ROAD EDAKKARA, which puts it inside Edakkara, the broader Malappuram district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Edakkara branch” — the verified location pin for IFSC FDRL0001557 should appear at the top of the results.
- Confirm the branch is open by calling 4931-278890 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001557 and your account number.
Verifying IFSC FDRL0001557 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001557 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4931-278890.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Edakkara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001557 continue to work without interruption.
Branch address & contact
Federal BankEdakkara Branch
JOHNS TOWER, OOTTY ROAD EDAKKARA
Edakkara, Kerala
Phone: 4931-278890
IFSC: FDRL0001557
Frequently asked questions
Is IFSC FDRL0001557 valid for NEFT and RTGS?
Yes. IFSC FDRL0001557 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC FDRL0001557 the same for all accounts at Edakkara branch?
Yes. The IFSC FDRL0001557 is shared by every account held at Federal Bank's Edakkara branch. Only the account number changes from customer to customer.
What is the phone number of Federal Bank Edakkara branch?
You can reach the branch at 4931-278890 during regular banking hours.
Can I use IFSC FDRL0001557 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001557 to send funds instantly.
Where is Federal Bank Edakkara branch located?
Federal Bank's Edakkara branch is located at JOHNS TOWER, OOTTY ROAD EDAKKARA, Edakkara, Kerala.
How do I add Federal Bank Edakkara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001557, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Edakkara branch but serve different purposes.
How quickly will an NEFT transfer using FDRL0001557 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Edakkara reflect within 30 minutes.
Final notes
To recap: FDRL0001557 is the IFSC code of Federal Bank, EDAKKARA branch, in EDAKKARA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
