IFSC Code of Federal Bank, Dharmavaram Branch, Andhra Pradesh

Below are the complete branch details for Federal Bank, DHARMAVARAM branch, located in DHARMAVARAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0002554. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0002554 for Federal Bank – DHARMAVARAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – DHARMAVARAM is FDRL0002554. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002554 map to this branch in DHARMAVARAM, ANDHRA PRADESH.

About the bank

Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dharmavaram branch in Dharmavaram, Andhra Pradesh is part of this network and uses the IFSC code FDRL0002554 for all electronic settlement.

Branch details at a glance

Dharmavaram branch overview

Located at GEETHA NAGAR, DHARAMAVARAM, SRI SATHYA SAI DT, ANDHRA PRADESH - 515671, the Dharmavaram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002554 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's DHARMAVARAM branch came to be assigned the code FDRL0002554.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002554, money simply cannot be routed to the DHARMAVARAM branch electronically.

Products and account variants supported

Every account opened at the Dharmavaram branch is mapped to IFSC FDRL0002554 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002554.

Banking services available

The Dharmavaram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9633115344.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002554

How to transfer money using IFSC FDRL0002554

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002554 across all three.

NEFT to Federal Bank, DHARMAVARAM using IFSC FDRL0002554

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002554, and confirm that the system picks up Federal Bank – DHARMAVARAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DHARMAVARAM

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's DHARMAVARAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002554 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – DHARMAVARAM, use IMPS. With IFSC FDRL0002554 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002554 for Federal Bank – DHARMAVARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dharmavaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's DHARMAVARAM branch, the IFSC FDRL0002554 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC FDRL0002554

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the DHARMAVARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002554 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002554 and the account number together uniquely identify the Dharmavaram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – DHARMAVARAM:

• The IFSC is exactly FDRL0002554 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and DHARMAVARAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dharmavaram branch

The branch is located at GEETHA NAGAR, DHARAMAVARAM, SRI SATHYA SAI DT, ANDHRA PRADESH - 515671, which puts it inside Dharmavaram, the broader Sri Sathya Sai district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Dharmavaram branch” — the verified location pin for IFSC FDRL0002554 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9633115344 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002554 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FDRL0002554 for Federal Bank – DHARMAVARAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dharmavaram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002554, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002554 belongs to Federal Bank's DHARMAVARAM branch, located at GEETHA NAGAR, DHARAMAVARAM, SRI SATHYA SAI DT, ANDHRA PRADESH - 515671 in DHARMAVARAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.