This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, DAVANAGERE branch in DAVANAGERE. The 11-digit IFSC FDRL0002297 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the DAVANAGERE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002297 is the IFSC of Federal Bank's DAVANAGERE branch. The format is fixed: FDRL = bank code, 0 = reserved, 002297 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Davanagere |
| IFSC Code | FDRL0002297 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAGHAVENDRA PLAZA, NO 200/1A AND 200/1B ,3RD MAIN , 7TH CROSS, 28TH WARD, PJ EXTENSION, DAVANAGERE POST, KARNATA 577002 |
| City | Davanagere |
| District | Davanagere |
| State | Karnataka |
| STD Code | 8022 |
| Phone | 110052 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Davanagere branch in Davanagere, Karnataka is part of this network and uses the IFSC code FDRL0002297 for all electronic settlement.
Davanagere branch overview
Located at RAGHAVENDRA PLAZA, NO 200/1A AND 200/1B ,3RD MAIN , 7TH CROSS, 28TH WARD, PJ EXTENSION, DAVANAGERE POST, KARNATA 577002, the Davanagere branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002297 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's DAVANAGERE branch came to be assigned the code FDRL0002297.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002297, money simply cannot be routed to the DAVANAGERE branch electronically.
How to transfer money using IFSC FDRL0002297
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002297 across all three.
NEFT to Federal Bank, DAVANAGERE using IFSC FDRL0002297
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002297, and confirm that the system picks up Federal Bank – DAVANAGERE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DAVANAGERE
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's DAVANAGERE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002297 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – DAVANAGERE, use IMPS. With IFSC FDRL0002297 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002297 for Federal Bank – DAVANAGERE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002297 | Yes – FDRL0002297 | Yes – FDRL0002297 |
For most retail customers crediting the Davanagere branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0002297
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – DAVANAGERE is still mapped to IFSC FDRL0002297. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002297 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Davanagere branch is mapped to IFSC FDRL0002297 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002297.
Banking services available
The Davanagere branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8022-110052.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002297
MICR & cheque-truncation details
Cheques drawn on the Davanagere branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002297 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC FDRL0002297
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the DAVANAGERE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002297 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – DAVANAGERE:
- The IFSC is exactly FDRL0002297 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and DAVANAGERE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Davanagere branch sits at RAGHAVENDRA PLAZA, NO 200/1A AND 200/1B ,3RD MAIN , 7TH CROSS, 28TH WARD, PJ EXTENSION, DAVANAGERE POST, KARNATA 577002. If you are travelling from outside Davanagere, search for the branch on a maps application using the bank name and locality, or call 8022-110052 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002297 and your account number.
Verifying IFSC FDRL0002297 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002297 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8022-110052.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Davanagere branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002297, however, work 24x7.
Branch address & contact
Federal BankDavanagere Branch
RAGHAVENDRA PLAZA, NO 200/1A AND 200/1B ,3RD MAIN , 7TH CROSS, 28TH WARD, PJ EXTENSION, DAVANAGERE POST, KARNATA 577002
Davanagere, Karnataka
Phone: 8022-110052
IFSC: FDRL0002297
Frequently asked questions
Where is Federal Bank Davanagere branch located?
Federal Bank's Davanagere branch is located at RAGHAVENDRA PLAZA, NO 200/1A AND 200/1B ,3RD MAIN , 7TH CROSS, 28TH WARD, PJ EXTENSION, DAVANAGERE POST, KARNATA 577002, Davanagere, Karnataka.
Can I use IFSC FDRL0002297 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002297 to send funds instantly.
Does Federal Bank Davanagere branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8022-110052 to confirm.
Is IFSC FDRL0002297 valid for NEFT and RTGS?
Yes. IFSC FDRL0002297 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Federal Bank Davanagere branch?
You can reach the branch at 8022-110052 during regular banking hours.
What is the IFSC code of Federal Bank Davanagere branch?
The IFSC code of Federal Bank, Davanagere branch is FDRL0002297. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC FDRL0002297 the same for all accounts at Davanagere branch?
Yes. The IFSC FDRL0002297 is shared by every account held at Federal Bank's Davanagere branch. Only the account number changes from customer to customer.
Final notes
To recap: FDRL0002297 is the IFSC code of Federal Bank, DAVANAGERE branch, in DAVANAGERE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
