IFSC Code of Federal Bank, Chinnanerkunam Kutteripattu Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Federal Bank's CHINNANERKUNAM KUTTERIPATTU branch in CHINNANERKUNAM, TAMIL NADU. The branch's IFSC code FDRL0002583 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FDRL0002583 is the IFSC of Federal Bank's CHINNANERKUNAM KUTTERIPATTU branch. The format is fixed: FDRL = bank code, 0 = reserved, 002583 = branch identifier.

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chinnanerkunam Kutteripattu branch — IFSC FDRL0002583 — extends the bank's services to customers in and around Chinnanerkunam, Tamil Nadu.

About the Chinnanerkunam Kutteripattu branch

The Chinnanerkunam Kutteripattu branch of Federal Bank is situated at 275 C, MAILAM ROAD, EDAPALAYAM VILLAGE, CHINNANERKUNAM, KOOTERIPATTU PO, TINDIVANAM TALUK, TAMIL NADU - 604302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002583 is used.

Branch details at a glance

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHINNANERKUNAM KUTTERIPATTU of Federal Bank — its own 11-character IFSC. The code FDRL0002583 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002583 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Chinnanerkunam Kutteripattu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002583 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC FDRL0002583

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002583 across all three.

How to use IFSC FDRL0002583 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's CHINNANERKUNAM KUTTERIPATTU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0002583.
4. Confirm the bank name auto-populates as Federal Bank and the branch as CHINNANERKUNAM KUTTERIPATTU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHINNANERKUNAM KUTTERIPATTU

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's CHINNANERKUNAM KUTTERIPATTU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002583 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank CHINNANERKUNAM KUTTERIPATTU (IFSC FDRL0002583)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002583 in your mobile or internet banking app, and the money is credited to the CHINNANERKUNAM KUTTERIPATTU branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002583 for Federal Bank – CHINNANERKUNAM KUTTERIPATTU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chinnanerkunam Kutteripattu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC FDRL0002583

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – CHINNANERKUNAM KUTTERIPATTU is still mapped to IFSC FDRL0002583. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002583 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chinnanerkunam Kutteripattu branch is mapped to IFSC FDRL0002583 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002583.

Products and services

Customers walking into the Chinnanerkunam Kutteripattu branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0002583

Online banking and IFSC FDRL0002583

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the CHINNANERKUNAM KUTTERIPATTU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002583 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Chinnanerkunam Kutteripattu branch sits at 275 C, MAILAM ROAD, EDAPALAYAM VILLAGE, CHINNANERKUNAM, KOOTERIPATTU PO, TINDIVANAM TALUK, TAMIL NADU - 604302. If you are travelling from outside Chinnanerkunam, search for the branch on a maps application using the bank name and locality, or call 91-9443968800 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002583 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – CHINNANERKUNAM KUTTERIPATTU:

• The IFSC is exactly FDRL0002583 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and CHINNANERKUNAM KUTTERIPATTU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chinnanerkunam Kutteripattu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002583, however, work 24x7.

Verifying IFSC FDRL0002583 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002583 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9443968800.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0002583 is the IFSC code of Federal Bank, CHINNANERKUNAM KUTTERIPATTU branch, in CHINNANERKUNAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.