This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, CHERUTHURUTHY branch in CHERUTHURUTHY. The 11-digit IFSC FDRL0001699 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the CHERUTHURUTHY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – CHERUTHURUTHY is FDRL0001699. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001699 map to this branch in CHERUTHURUTHY, KERALA.
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Cheruthuruthy branch in Cheruthuruthy, Kerala is part of this network and uses the IFSC code FDRL0001699 for all electronic settlement.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Cheruthuruthy |
| IFSC Code | FDRL0001699 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KONIKKAL COMPLEX CHUNGAM JUNCTION, CHERUTHURUTHY |
| City | Cheruthuruthy |
| District | Thrissur |
| State | Kerala |
| STD Code | 488 |
| Phone | 4262255 |
About the Cheruthuruthy branch
The Cheruthuruthy branch of Federal Bank is situated at GROUND FLOOR, KONIKKAL COMPLEX CHUNGAM JUNCTION, CHERUTHURUTHY. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001699 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's CHERUTHURUTHY branch came to be assigned the code FDRL0001699.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001699, money simply cannot be routed to the CHERUTHURUTHY branch electronically.
Products and account variants supported
Every account opened at the Cheruthuruthy branch is mapped to IFSC FDRL0001699 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001699.
Products and services
Customers walking into the Cheruthuruthy branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001699
How to transfer money using IFSC FDRL0001699
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001699 across all three.
NEFT to Federal Bank, CHERUTHURUTHY using IFSC FDRL0001699
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001699, and confirm that the system picks up Federal Bank – CHERUTHURUTHY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001699
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – CHERUTHURUTHY, ensure your bank's portal accepts IFSC FDRL0001699 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – CHERUTHURUTHY, use IMPS. With IFSC FDRL0001699 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001699 for Federal Bank – CHERUTHURUTHY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001699 | Yes – FDRL0001699 | Yes – FDRL0001699 |
For most retail customers crediting the Cheruthuruthy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001699
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – CHERUTHURUTHY is still mapped to IFSC FDRL0001699. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001699 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Cheruthuruthy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001699 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Cheruthuruthy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001699 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – CHERUTHURUTHY:
- The IFSC is exactly FDRL0001699 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and CHERUTHURUTHY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cheruthuruthy branch sits at GROUND FLOOR, KONIKKAL COMPLEX CHUNGAM JUNCTION, CHERUTHURUTHY. If you are travelling from outside Cheruthuruthy, search for the branch on a maps application using the bank name and locality, or call 488-4262255 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001699 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC FDRL0001699 for Federal Bank – CHERUTHURUTHY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cheruthuruthy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001699, however, work 24x7.
Branch address & contact
Federal BankCheruthuruthy Branch
GROUND FLOOR, KONIKKAL COMPLEX CHUNGAM JUNCTION, CHERUTHURUTHY
Cheruthuruthy, Kerala
Phone: 488-4262255
IFSC: FDRL0001699
Frequently asked questions
Is IFSC FDRL0001699 valid for NEFT and RTGS?
Yes. IFSC FDRL0001699 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Federal Bank Cheruthuruthy branch located?
Federal Bank's Cheruthuruthy branch is located at GROUND FLOOR, KONIKKAL COMPLEX CHUNGAM JUNCTION, CHERUTHURUTHY, Cheruthuruthy, Kerala.
Can I use IFSC FDRL0001699 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001699 to send funds instantly.
How quickly will an NEFT transfer using FDRL0001699 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Cheruthuruthy reflect within 30 minutes.
Is IFSC FDRL0001699 the same for all accounts at Cheruthuruthy branch?
Yes. The IFSC FDRL0001699 is shared by every account held at Federal Bank's Cheruthuruthy branch. Only the account number changes from customer to customer.
How do I add Federal Bank Cheruthuruthy as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001699, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Cheruthuruthy branch?
You can reach the branch at 488-4262255 during regular banking hours.
Final notes
To recap: FDRL0001699 is the IFSC code of Federal Bank, CHERUTHURUTHY branch, in CHERUTHURUTHY, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
