Use this page as a one-stop reference for everything related to Federal Bank's CRCH CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code FDRL0000319 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0000319 is the IFSC of Federal Bank's CRCH CHENNAI branch. The format is fixed: FDRL = bank code, 0 = reserved, 000319 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Crch Chennai |
| IFSC Code | FDRL0000319 |
| MICR Code | Refer to cheque leaf |
| Branch Address | THIRD FLOOR TRINITY TOWER NEW NO 30 CONRON SMITH ROAD, GOPALAPURAM,TAMILNADU |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 28351141 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Crch Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0000319.
About the Crch Chennai branch
The Crch Chennai branch of Federal Bank is situated at THIRD FLOOR TRINITY TOWER NEW NO 30 CONRON SMITH ROAD, GOPALAPURAM,TAMILNADU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0000319 is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CRCH CHENNAI of Federal Bank — its own 11-character IFSC. The code FDRL0000319 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0000319 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0000319
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0000319 across all three.
NEFT to Federal Bank, CRCH CHENNAI using IFSC FDRL0000319
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0000319, and confirm that the system picks up Federal Bank – CRCH CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0000319
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – CRCH CHENNAI, ensure your bank's portal accepts IFSC FDRL0000319 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – CRCH CHENNAI, use IMPS. With IFSC FDRL0000319 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0000319 for Federal Bank – CRCH CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0000319 | Yes – FDRL0000319 | Yes – FDRL0000319 |
For most retail customers crediting the Crch Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0000319
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – CRCH CHENNAI is still mapped to IFSC FDRL0000319. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0000319 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Crch Chennai branch is mapped to IFSC FDRL0000319 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0000319.
Banking services available
The Crch Chennai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-28351141.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0000319
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0000319 and the account number together uniquely identify the Crch Chennai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Crch Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0000319 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – CRCH CHENNAI:
- The IFSC is exactly FDRL0000319 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and CRCH CHENNAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Crch Chennai branch sits at THIRD FLOOR TRINITY TOWER NEW NO 30 CONRON SMITH ROAD, GOPALAPURAM,TAMILNADU. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-28351141 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0000319 and your account number.
Verifying IFSC FDRL0000319 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0000319 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-28351141.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Crch Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0000319 continue to work without interruption.
Branch address & contact
Federal BankCrch Chennai Branch
THIRD FLOOR TRINITY TOWER NEW NO 30 CONRON SMITH ROAD, GOPALAPURAM,TAMILNADU
Chennai, Tamil Nadu
Phone: 44-28351141
IFSC: FDRL0000319
Frequently asked questions
Is IFSC FDRL0000319 valid for NEFT and RTGS?
Yes. IFSC FDRL0000319 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Federal Bank Crch Chennai branch located?
Federal Bank's Crch Chennai branch is located at THIRD FLOOR TRINITY TOWER NEW NO 30 CONRON SMITH ROAD, GOPALAPURAM,TAMILNADU, Chennai, Tamil Nadu.
What is the phone number of Federal Bank Crch Chennai branch?
You can reach the branch at 44-28351141 during regular banking hours.
What is the IFSC code of Federal Bank Crch Chennai branch?
The IFSC code of Federal Bank, Crch Chennai branch is FDRL0000319. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Crch Chennai branch but serve different purposes.
Can I use IFSC FDRL0000319 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0000319 to send funds instantly.
Is IFSC FDRL0000319 the same for all accounts at Crch Chennai branch?
Yes. The IFSC FDRL0000319 is shared by every account held at Federal Bank's Crch Chennai branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0000319 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Crch Chennai reflect within 30 minutes.
Summary
The IFSC code FDRL0000319 belongs to Federal Bank's CRCH CHENNAI branch, located at THIRD FLOOR TRINITY TOWER NEW NO 30 CONRON SMITH ROAD, GOPALAPURAM,TAMILNADU in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
