If you are searching for the IFSC code of Federal Bank, CHENNAI VADAPALANI branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is FDRL0001444. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHENNAI VADAPALANI branch, and detailed step-by-step guides for using the IFSC FDRL0001444 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Federal Bank's CHENNAI VADAPALANI branch, the IFSC FDRL0001444 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 001444 identifies this particular branch.
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Chennai Vadapalani branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0001444.
About this branch
The branch is located at NO. 64 , J N SALAI, OPP.HOTEL VIJAY PARK 100 FEET ROAD, ARUMBAKKAM. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0001444 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Chennai Vadapalani |
| IFSC Code | FDRL0001444 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO. 64 , J N SALAI, OPP.HOTEL VIJAY PARK 100 FEET ROAD, ARUMBAKKAM |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 26491123 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's CHENNAI VADAPALANI branch came to be assigned the code FDRL0001444.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001444, money simply cannot be routed to the CHENNAI VADAPALANI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001444 and the account number together uniquely identify the Chennai Vadapalani branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC FDRL0001444
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001444 across all three.
NEFT to Federal Bank, CHENNAI VADAPALANI using IFSC FDRL0001444
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001444, and confirm that the system picks up Federal Bank – CHENNAI VADAPALANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHENNAI VADAPALANI
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's CHENNAI VADAPALANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0001444 while initiating the transfer and the credit will appear within minutes.
IMPS to Federal Bank CHENNAI VADAPALANI (IFSC FDRL0001444)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001444 in your mobile or internet banking app, and the money is credited to the CHENNAI VADAPALANI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001444 for Federal Bank – CHENNAI VADAPALANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001444 | Yes – FDRL0001444 | Yes – FDRL0001444 |
For most retail customers crediting the Chennai Vadapalani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001444
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – CHENNAI VADAPALANI is still mapped to IFSC FDRL0001444. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001444 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chennai Vadapalani branch is mapped to IFSC FDRL0001444 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001444.
Banking services available
The Chennai Vadapalani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-26491123.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0001444
Digital banking channels
Most day-to-day work that customers used to do at the Chennai Vadapalani branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001444 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Chennai Vadapalani branch sits at NO. 64 , J N SALAI, OPP.HOTEL VIJAY PARK 100 FEET ROAD, ARUMBAKKAM. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-26491123 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0001444 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – CHENNAI VADAPALANI:
- The IFSC is exactly FDRL0001444 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and CHENNAI VADAPALANI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chennai Vadapalani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0001444, however, work 24x7.
Verifying IFSC FDRL0001444 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001444 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-26491123.
- Visiting the bank's official branch locator page.
Branch address & contact
Federal BankChennai Vadapalani Branch
NO. 64 , J N SALAI, OPP.HOTEL VIJAY PARK 100 FEET ROAD, ARUMBAKKAM
Chennai, Tamil Nadu
Phone: 44-26491123
IFSC: FDRL0001444
Frequently asked questions
Where is Federal Bank Chennai Vadapalani branch located?
Federal Bank's Chennai Vadapalani branch is located at NO. 64 , J N SALAI, OPP.HOTEL VIJAY PARK 100 FEET ROAD, ARUMBAKKAM, Chennai, Tamil Nadu.
Can I use IFSC FDRL0001444 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001444 to send funds instantly.
Is IFSC FDRL0001444 the same for all accounts at Chennai Vadapalani branch?
Yes. The IFSC FDRL0001444 is shared by every account held at Federal Bank's Chennai Vadapalani branch. Only the account number changes from customer to customer.
Does Federal Bank Chennai Vadapalani branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-26491123 to confirm.
What is the phone number of Federal Bank Chennai Vadapalani branch?
You can reach the branch at 44-26491123 during regular banking hours.
How do I add Federal Bank Chennai Vadapalani as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001444, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC FDRL0001444 valid for NEFT and RTGS?
Yes. IFSC FDRL0001444 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code FDRL0001444 belongs to Federal Bank's CHENNAI VADAPALANI branch, located at NO. 64 , J N SALAI, OPP.HOTEL VIJAY PARK 100 FEET ROAD, ARUMBAKKAM in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
