Below are the complete branch details for Federal Bank, CHENNAI GEORGE TOWN branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is FDRL0001181. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL0001181 for Federal Bank – CHENNAI GEORGE TOWN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0001181 is the IFSC of Federal Bank's CHENNAI GEORGE TOWN branch. The format is fixed: FDRL = bank code, 0 = reserved, 001181 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Chennai George Town |
| IFSC Code | FDRL0001181 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VOLTAS INTERNATIONAL CENTRE 52 NEW NO 107 ARMENIAN ST GEORGE TOWN CHN |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 25342327 |
About the bank
Federal Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chennai George Town branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code FDRL0001181 for all electronic settlement.
Chennai George Town branch overview
Located at VOLTAS INTERNATIONAL CENTRE 52 NEW NO 107 ARMENIAN ST GEORGE TOWN CHN, the Chennai George Town branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0001181 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's CHENNAI GEORGE TOWN branch came to be assigned the code FDRL0001181.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0001181, money simply cannot be routed to the CHENNAI GEORGE TOWN branch electronically.
How to transfer money using IFSC FDRL0001181
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001181 across all three.
How to use IFSC FDRL0001181 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's CHENNAI GEORGE TOWN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0001181.
- Confirm the bank name auto-populates as Federal Bank and the branch as CHENNAI GEORGE TOWN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC FDRL0001181
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – CHENNAI GEORGE TOWN, ensure your bank's portal accepts IFSC FDRL0001181 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – CHENNAI GEORGE TOWN, use IMPS. With IFSC FDRL0001181 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001181 for Federal Bank – CHENNAI GEORGE TOWN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001181 | Yes – FDRL0001181 | Yes – FDRL0001181 |
For most retail customers crediting the Chennai George Town branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001181
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – CHENNAI GEORGE TOWN is still mapped to IFSC FDRL0001181. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001181 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chennai George Town branch is mapped to IFSC FDRL0001181 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0001181.
Products and services
Customers walking into the Chennai George Town branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001181
MICR & cheque-truncation details
Cheques drawn on the Chennai George Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0001181 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Chennai George Town branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001181 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC FDRL0001181
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – CHENNAI GEORGE TOWN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL0001181. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chennai George Town branch
The branch is located at VOLTAS INTERNATIONAL CENTRE 52 NEW NO 107 ARMENIAN ST GEORGE TOWN CHN, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Chennai George Town branch” — the verified location pin for IFSC FDRL0001181 should appear at the top of the results.
- Confirm the branch is open by calling 44-25342327 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001181 and your account number.
Verifying IFSC FDRL0001181 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001181 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-25342327.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chennai George Town are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001181 continue to work without interruption.
Branch address & contact
Federal BankChennai George Town Branch
VOLTAS INTERNATIONAL CENTRE 52 NEW NO 107 ARMENIAN ST GEORGE TOWN CHN
Chennai, Tamil Nadu
Phone: 44-25342327
IFSC: FDRL0001181
Frequently asked questions
Is IFSC FDRL0001181 the same for all accounts at Chennai George Town branch?
Yes. The IFSC FDRL0001181 is shared by every account held at Federal Bank's Chennai George Town branch. Only the account number changes from customer to customer.
Can I use IFSC FDRL0001181 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0001181 to send funds instantly.
What is the IFSC code of Federal Bank Chennai George Town branch?
The IFSC code of Federal Bank, Chennai George Town branch is FDRL0001181. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chennai George Town branch but serve different purposes.
How do I add Federal Bank Chennai George Town as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001181, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Chennai George Town branch?
You can reach the branch at 44-25342327 during regular banking hours.
How quickly will an NEFT transfer using FDRL0001181 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Chennai George Town reflect within 30 minutes.
Summary
The IFSC code FDRL0001181 belongs to Federal Bank's CHENNAI GEORGE TOWN branch, located at VOLTAS INTERNATIONAL CENTRE 52 NEW NO 107 ARMENIAN ST GEORGE TOWN CHN in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
