IFSC Code of Federal Bank, Bangalore Sadashivanagar Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Federal Bank, BANGALORE SADASHIVANAGAR branch in BANGALORE. The 11-digit IFSC FDRL0002198 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Federal Bank at the BANGALORE SADASHIVANAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FDRL0002198 is the IFSC of Federal Bank's BANGALORE SADASHIVANAGAR branch. The format is fixed: FDRL = bank code, 0 = reserved, 002198 = branch identifier.

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalore Sadashivanagar branch — IFSC FDRL0002198 — extends the bank's services to customers in and around Bangalore, Karnataka.

Branch details at a glance

Bangalore Sadashivanagar branch overview

Located at NO 88 ,KEERTHI , 2ND MAIN, PALACE GUTTAHALLI P O , BANGALORE , KARNATAKA, the Bangalore Sadashivanagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002198 is required for all interbank electronic transfers routed through this branch.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANGALORE SADASHIVANAGAR of Federal Bank — its own 11-character IFSC. The code FDRL0002198 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0002198 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Bangalore Sadashivanagar branch

Once you have an account at Federal Bank – BANGALORE SADASHIVANAGAR, the IFSC FDRL0002198 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bangalore Sadashivanagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9916352599.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002198

How to transfer money using IFSC FDRL0002198

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002198 across all three.

NEFT to Federal Bank, BANGALORE SADASHIVANAGAR using IFSC FDRL0002198

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002198, and confirm that the system picks up Federal Bank – BANGALORE SADASHIVANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BANGALORE SADASHIVANAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's BANGALORE SADASHIVANAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002198 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank BANGALORE SADASHIVANAGAR (IFSC FDRL0002198)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002198 in your mobile or internet banking app, and the money is credited to the BANGALORE SADASHIVANAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002198 for Federal Bank – BANGALORE SADASHIVANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bangalore Sadashivanagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's BANGALORE SADASHIVANAGAR branch, the IFSC FDRL0002198 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC FDRL0002198

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the BANGALORE SADASHIVANAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002198 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002198 and the account number together uniquely identify the Bangalore Sadashivanagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – BANGALORE SADASHIVANAGAR:

• The IFSC is exactly FDRL0002198 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and BANGALORE SADASHIVANAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bangalore Sadashivanagar branch

The branch is located at NO 88 ,KEERTHI , 2ND MAIN, PALACE GUTTAHALLI P O , BANGALORE , KARNATAKA, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Bangalore Sadashivanagar branch” — the verified location pin for IFSC FDRL0002198 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9916352599 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002198 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FDRL0002198 for Federal Bank – BANGALORE SADASHIVANAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bangalore Sadashivanagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0002198 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002198 belongs to Federal Bank's BANGALORE SADASHIVANAGAR branch, located at NO 88 ,KEERTHI , 2ND MAIN, PALACE GUTTAHALLI P O , BANGALORE , KARNATAKA in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.