Use this page as a one-stop reference for everything related to Federal Bank's BANGALORE RT NAGAR branch in BANGALORE, KARNATAKA. The branch's IFSC code FDRL0001472 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Federal Bank – BANGALORE RT NAGAR is FDRL0001472. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001472 map to this branch in BANGALORE, KARNATAKA.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Bangalore Rt Nagar |
| IFSC Code | FDRL0001472 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.20 IST MAIN ROAD 108 B BUS ST GANGA NG RT NAGAR PO BANGALORE |
| City | Bangalore |
| District | Bangalore |
| State | Karnataka |
| STD Code | 80 |
| Phone | 23434464 |
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalore Rt Nagar branch — IFSC FDRL0001472 — extends the bank's services to customers in and around Bangalore, Karnataka.
About the Bangalore Rt Nagar branch
The Bangalore Rt Nagar branch of Federal Bank is situated at NO.20 IST MAIN ROAD 108 B BUS ST GANGA NG RT NAGAR PO BANGALORE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0001472 is used.
Why every Federal Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANGALORE RT NAGAR of Federal Bank — its own 11-character IFSC. The code FDRL0001472 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0001472 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC FDRL0001472
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0001472 across all three.
NEFT to Federal Bank, BANGALORE RT NAGAR using IFSC FDRL0001472
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0001472, and confirm that the system picks up Federal Bank – BANGALORE RT NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL0001472
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – BANGALORE RT NAGAR, ensure your bank's portal accepts IFSC FDRL0001472 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Federal Bank BANGALORE RT NAGAR (IFSC FDRL0001472)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0001472 in your mobile or internet banking app, and the money is credited to the BANGALORE RT NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0001472 for Federal Bank – BANGALORE RT NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0001472 | Yes – FDRL0001472 | Yes – FDRL0001472 |
For most retail customers crediting the Bangalore Rt Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL0001472
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – BANGALORE RT NAGAR is still mapped to IFSC FDRL0001472. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0001472 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bangalore Rt Nagar branch
Once you have an account at Federal Bank – BANGALORE RT NAGAR, the IFSC FDRL0001472 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bangalore Rt Nagar branch can access most of Federal Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC FDRL0001472
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0001472 and the account number together uniquely identify the Bangalore Rt Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bangalore Rt Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0001472 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – BANGALORE RT NAGAR:
- The IFSC is exactly FDRL0001472 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and BANGALORE RT NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bangalore Rt Nagar branch
The branch is located at NO.20 IST MAIN ROAD 108 B BUS ST GANGA NG RT NAGAR PO BANGALORE, which puts it inside Bangalore, the broader Bangalore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Federal Bank Bangalore Rt Nagar branch” — the verified location pin for IFSC FDRL0001472 should appear at the top of the results.
- Confirm the branch is open by calling 80-23434464 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0001472 and your account number.
Verifying IFSC FDRL0001472 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0001472 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-23434464.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bangalore Rt Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to FDRL0001472 continue to work without interruption.
Branch address & contact
Federal BankBangalore Rt Nagar Branch
NO.20 IST MAIN ROAD 108 B BUS ST GANGA NG RT NAGAR PO BANGALORE
Bangalore, Karnataka
Phone: 80-23434464
IFSC: FDRL0001472
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bangalore Rt Nagar branch but serve different purposes.
How do I add Federal Bank Bangalore Rt Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC FDRL0001472, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Federal Bank Bangalore Rt Nagar branch?
You can reach the branch at 80-23434464 during regular banking hours.
Does Federal Bank Bangalore Rt Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-23434464 to confirm.
How quickly will an NEFT transfer using FDRL0001472 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Bangalore Rt Nagar reflect within 30 minutes.
Where is Federal Bank Bangalore Rt Nagar branch located?
Federal Bank's Bangalore Rt Nagar branch is located at NO.20 IST MAIN ROAD 108 B BUS ST GANGA NG RT NAGAR PO BANGALORE, Bangalore, Karnataka.
Summary
The IFSC code FDRL0001472 belongs to Federal Bank's BANGALORE RT NAGAR branch, located at NO.20 IST MAIN ROAD 108 B BUS ST GANGA NG RT NAGAR PO BANGALORE in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
