IFSC Code of Federal Bank, Bangalore -J P Nagar Eighth Phase Branch, Karnataka

Use this page as a one-stop reference for everything related to Federal Bank's BANGALORE -J P NAGAR EIGHTH PHASE branch in BANGALORE, KARNATAKA. The branch's IFSC code FDRL0002674 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Federal Bank's BANGALORE -J P NAGAR EIGHTH PHASE branch, the IFSC FDRL0002674 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and 002674 identifies this particular branch.

Branch details at a glance

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalore -J P Nagar Eighth Phase branch — IFSC FDRL0002674 — extends the bank's services to customers in and around Bangalore, Karnataka.

About the Bangalore -J P Nagar Eighth Phase branch

The Bangalore -J P Nagar Eighth Phase branch of Federal Bank is situated at THE FEDERAL BANK LTD,NO.45,ALANKAR PLAZA,SUBBARAJU LAYOUT,KOTHANUR MAIN ROAD,8TH PHASE,J P NAGAR,BANGALORE,KARNATAKA,INDIA -560078. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0002674 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's BANGALORE -J P NAGAR EIGHTH PHASE branch came to be assigned the code FDRL0002674.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002674, money simply cannot be routed to the BANGALORE -J P NAGAR EIGHTH PHASE branch electronically.

How to transfer money using IFSC FDRL0002674

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002674 across all three.

How to use IFSC FDRL0002674 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's BANGALORE -J P NAGAR EIGHTH PHASE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC FDRL0002674.
4. Confirm the bank name auto-populates as Federal Bank and the branch as BANGALORE -J P NAGAR EIGHTH PHASE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC FDRL0002674

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – BANGALORE -J P NAGAR EIGHTH PHASE, ensure your bank's portal accepts IFSC FDRL0002674 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – BANGALORE -J P NAGAR EIGHTH PHASE, use IMPS. With IFSC FDRL0002674 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002674 for Federal Bank – BANGALORE -J P NAGAR EIGHTH PHASE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bangalore -J P Nagar Eighth Phase branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's BANGALORE -J P NAGAR EIGHTH PHASE branch, the IFSC FDRL0002674 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bangalore -J P Nagar Eighth Phase branch is mapped to IFSC FDRL0002674 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002674.

Products and services

Customers walking into the Bangalore -J P Nagar Eighth Phase branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0002674

MICR & cheque-truncation details

Cheques drawn on the Bangalore -J P Nagar Eighth Phase branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0002674 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC FDRL0002674

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the BANGALORE -J P NAGAR EIGHTH PHASE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0002674 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC FDRL0002674

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – BANGALORE -J P NAGAR EIGHTH PHASE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: FDRL0002674.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Bangalore -J P Nagar Eighth Phase branch

The branch is located at THE FEDERAL BANK LTD,NO.45,ALANKAR PLAZA,SUBBARAJU LAYOUT,KOTHANUR MAIN ROAD,8TH PHASE,J P NAGAR,BANGALORE,KARNATAKA,INDIA -560078, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Bangalore -J P Nagar Eighth Phase branch” — the verified location pin for IFSC FDRL0002674 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9972506306 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0002674 and your account number.

Verifying IFSC FDRL0002674 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002674 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9972506306.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bangalore -J P Nagar Eighth Phase branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002674, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002674 belongs to Federal Bank's BANGALORE -J P NAGAR EIGHTH PHASE branch, located at THE FEDERAL BANK LTD,NO.45,ALANKAR PLAZA,SUBBARAJU LAYOUT,KOTHANUR MAIN… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.