IFSC Code of Federal Bank, Arappakam Branch, Tamil Nadu

If you are searching for the IFSC code of Federal Bank, ARAPPAKAM branch in ARAPPAKAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is FDRL0002530. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARAPPAKAM branch, and detailed step-by-step guides for using the IFSC FDRL0002530 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – ARAPPAKAM is FDRL0002530. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002530 map to this branch in ARAPPAKAM, TAMIL NADU.

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Arappakam branch — IFSC FDRL0002530 — extends the bank's services to customers in and around Arappakam, Tamil Nadu.

Branch details at a glance

Arappakam branch overview

Located at 1/126, ANNA STREET, ARAPPAKAM, WALAJA TALUK, RANIPET, TAMIL NADU - 632517, the Arappakam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC FDRL0002530 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's ARAPPAKAM branch came to be assigned the code FDRL0002530.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002530, money simply cannot be routed to the ARAPPAKAM branch electronically.

Products and account variants supported

Every account opened at the Arappakam branch is mapped to IFSC FDRL0002530 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0002530.

Products and services

Customers walking into the Arappakam branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0002530

How to transfer money using IFSC FDRL0002530

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002530 across all three.

NEFT to Federal Bank, ARAPPAKAM using IFSC FDRL0002530

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0002530, and confirm that the system picks up Federal Bank – ARAPPAKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ARAPPAKAM

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ARAPPAKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002530 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank ARAPPAKAM (IFSC FDRL0002530)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0002530 in your mobile or internet banking app, and the money is credited to the ARAPPAKAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0002530 for Federal Bank – ARAPPAKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Arappakam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC FDRL0002530

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – ARAPPAKAM is still mapped to IFSC FDRL0002530. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0002530 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Arappakam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002530 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002530 and the account number together uniquely identify the Arappakam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ARAPPAKAM:

• The IFSC is exactly FDRL0002530 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and ARAPPAKAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Arappakam branch sits at 1/126, ANNA STREET, ARAPPAKAM, WALAJA TALUK, RANIPET, TAMIL NADU - 632517. If you are travelling from outside Arappakam, search for the branch on a maps application using the bank name and locality, or call 91-8907460994 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002530 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FDRL0002530 for Federal Bank – ARAPPAKAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Arappakam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002530, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0002530 belongs to Federal Bank's ARAPPAKAM branch, located at 1/126, ANNA STREET, ARAPPAKAM, WALAJA TALUK, RANIPET, TAMIL NADU - 632517 in ARAPPAKAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.