Use this page as a one-stop reference for everything related to Federal Bank's ANGUL branch in ANGUL, ODISHA. The branch's IFSC code FDRL0002022 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL0002022 is the IFSC of Federal Bank's ANGUL branch. The format is fixed: FDRL = bank code, 0 = reserved, 002022 = branch identifier.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Angul |
| IFSC Code | FDRL0002022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHANKAR CINEMA ROAD, ANGUL TOWN |
| City | Angul |
| District | Angul |
| State | Odisha |
| STD Code | 876 |
| Phone | 3133142 |
About Federal Bank
Federal Bank operates a wide network of branches across India, including the Angul branch in Angul. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0002022.
About this branch
The branch is located at SHANKAR CINEMA ROAD, ANGUL TOWN. It serves the Angul region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0002022 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's ANGUL branch came to be assigned the code FDRL0002022.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0002022, money simply cannot be routed to the ANGUL branch electronically.
How to transfer money using IFSC FDRL0002022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0002022 across all three.
How to use IFSC FDRL0002022 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Federal Bank's ANGUL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC FDRL0002022.
- Confirm the bank name auto-populates as Federal Bank and the branch as ANGUL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANGUL
If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ANGUL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0002022 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – ANGUL, use IMPS. With IFSC FDRL0002022 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL0002022 for Federal Bank – ANGUL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL0002022 | Yes – FDRL0002022 | Yes – FDRL0002022 |
For most retail customers crediting the Angul branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ANGUL branch, the IFSC FDRL0002022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Angul branch is mapped to IFSC FDRL0002022 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains FDRL0002022.
Banking services available
The Angul branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 876-3133142.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL0002022
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0002022 and the account number together uniquely identify the Angul branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Angul branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0002022 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ANGUL:
- The IFSC is exactly FDRL0002022 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Federal Bank as the bank name and ANGUL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Angul branch sits at SHANKAR CINEMA ROAD, ANGUL TOWN. If you are travelling from outside Angul, search for the branch on a maps application using the bank name and locality, or call 876-3133142 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0002022 and your account number.
Verifying IFSC FDRL0002022 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0002022 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 876-3133142.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Angul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0002022, however, work 24x7.
Branch address & contact
Federal BankAngul Branch
SHANKAR CINEMA ROAD, ANGUL TOWN
Angul, Odisha
Phone: 876-3133142
IFSC: FDRL0002022
Frequently asked questions
What is the IFSC code of Federal Bank Angul branch?
The IFSC code of Federal Bank, Angul branch is FDRL0002022. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC FDRL0002022 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL0002022 to send funds instantly.
Is IFSC FDRL0002022 valid for NEFT and RTGS?
Yes. IFSC FDRL0002022 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC FDRL0002022 the same for all accounts at Angul branch?
Yes. The IFSC FDRL0002022 is shared by every account held at Federal Bank's Angul branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using FDRL0002022 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Angul reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Angul branch but serve different purposes.
Where is Federal Bank Angul branch located?
Federal Bank's Angul branch is located at SHANKAR CINEMA ROAD, ANGUL TOWN, Angul, Odisha.
What is the phone number of Federal Bank Angul branch?
You can reach the branch at 876-3133142 during regular banking hours.
Summary
The IFSC code FDRL0002022 belongs to Federal Bank's ANGUL branch, located at SHANKAR CINEMA ROAD, ANGUL TOWN in ANGUL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
