Below are the complete branch details for Federal Bank, OMNIWARE branch, located in ALUVA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is FDRL000MNIW. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case FDRL000MNIW for Federal Bank – OMNIWARE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, FDRL000MNIW is the IFSC of Federal Bank's OMNIWARE branch. The format is fixed: FDRL = bank code, 0 = reserved, 00MNIW = branch identifier.
Bank profile
Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Omniware branch — IFSC FDRL000MNIW — extends the bank's services to customers in and around Aluva, Kerala.
Branch details at a glance
| Bank Name | Federal Bank |
|---|---|
| Branch | Omniware |
| IFSC Code | FDRL000MNIW |
| MICR Code | Refer to cheque leaf |
| Branch Address | THE FEDERAL BANK LIMITED, DIGITAL CENTRE OF EXCELLENCE DEPARTMENT, FEDERAL TOWERS, ALUVA, ERNAKULAM, KERALA, INDIA - 683101 |
| City | Aluva |
| District | Ernakulam |
| State | Kerala |
| STD Code | 484 |
| Phone | 2634214 |
About this branch
The branch is located at THE FEDERAL BANK LIMITED, DIGITAL CENTRE OF EXCELLENCE DEPARTMENT, FEDERAL TOWERS, ALUVA, ERNAKULAM, KERALA, INDIA - 683101. It serves the Aluva region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL000MNIW is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's OMNIWARE branch came to be assigned the code FDRL000MNIW.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL000MNIW, money simply cannot be routed to the OMNIWARE branch electronically.
Account types you can open at the Omniware branch
Once you have an account at Federal Bank – OMNIWARE, the IFSC FDRL000MNIW stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Omniware branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-2634214.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC FDRL000MNIW
How to transfer money using IFSC FDRL000MNIW
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL000MNIW across all three.
NEFT to Federal Bank, OMNIWARE using IFSC FDRL000MNIW
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL000MNIW, and confirm that the system picks up Federal Bank – OMNIWARE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC FDRL000MNIW
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Federal Bank – OMNIWARE, ensure your bank's portal accepts IFSC FDRL000MNIW while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Federal Bank – OMNIWARE, use IMPS. With IFSC FDRL000MNIW and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC FDRL000MNIW for Federal Bank – OMNIWARE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – FDRL000MNIW | Yes – FDRL000MNIW | Yes – FDRL000MNIW |
For most retail customers crediting the Omniware branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC FDRL000MNIW
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – OMNIWARE is still mapped to IFSC FDRL000MNIW. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL000MNIW and the beneficiary's account number to complete the transfer.
Online banking and IFSC FDRL000MNIW
Federal Bank customers can register for net banking and the bank's official mobile app once their account at the OMNIWARE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL000MNIW is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Omniware branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL000MNIW for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC FDRL000MNIW
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Federal Bank – OMNIWARE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
FDRL000MNIW. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Omniware branch sits at THE FEDERAL BANK LIMITED, DIGITAL CENTRE OF EXCELLENCE DEPARTMENT, FEDERAL TOWERS, ALUVA, ERNAKULAM, KERALA, INDIA - 683101. If you are travelling from outside Aluva, search for the branch on a maps application using the bank name and locality, or call 484-2634214 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL000MNIW and your account number.
Verifying IFSC FDRL000MNIW from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL000MNIW by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 484-2634214.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Omniware branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL000MNIW, however, work 24x7.
Branch address & contact
Federal BankOmniware Branch
THE FEDERAL BANK LIMITED, DIGITAL CENTRE OF EXCELLENCE DEPARTMENT, FEDERAL TOWERS, ALUVA, ERNAKULAM, KERALA, INDIA - 683101
Aluva, Kerala
Phone: 484-2634214
IFSC: FDRL000MNIW
Frequently asked questions
Can I use IFSC FDRL000MNIW for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC FDRL000MNIW to send funds instantly.
Is IFSC FDRL000MNIW the same for all accounts at Omniware branch?
Yes. The IFSC FDRL000MNIW is shared by every account held at Federal Bank's Omniware branch. Only the account number changes from customer to customer.
Is IFSC FDRL000MNIW valid for NEFT and RTGS?
Yes. IFSC FDRL000MNIW is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Federal Bank Omniware branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 484-2634214 to confirm.
How quickly will an NEFT transfer using FDRL000MNIW be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Federal Bank – Omniware reflect within 30 minutes.
What is the IFSC code of Federal Bank Omniware branch?
The IFSC code of Federal Bank, Omniware branch is FDRL000MNIW. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Omniware branch but serve different purposes.
Where is Federal Bank Omniware branch located?
Federal Bank's Omniware branch is located at THE FEDERAL BANK LIMITED, DIGITAL CENTRE OF EXCELLENCE DEPARTMENT, FEDERAL TOWERS, ALUVA, ERNAKULAM, KERALA, INDIA - 683101, Aluva, Kerala.
Final notes
To recap: FDRL000MNIW is the IFSC code of Federal Bank, OMNIWARE branch, in ALUVA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
