IFSC Code of Federal Bank, Information Technology Department Branch, Kerala

Use this page as a one-stop reference for everything related to Federal Bank's INFORMATION TECHNOLOGY DEPARTMENT branch in ALUVA, KERALA. The branch's IFSC code FDRL0009993 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, FDRL0009993 is the IFSC of Federal Bank's INFORMATION TECHNOLOGY DEPARTMENT branch. The format is fixed: FDRL = bank code, 0 = reserved, 009993 = branch identifier.

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Information Technology Department branch — IFSC FDRL0009993 — extends the bank's services to customers in and around Aluva, Kerala.

Branch details at a glance

About the Information Technology Department branch

The Information Technology Department branch of Federal Bank is situated at INFORMATION TECHNOLOGY DEPARTMENT, FEDERAL TOWERS, HO , THE FEDERAL BANK LTD, BANK JUNCTION ALUVA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0009993 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Federal Bank's INFORMATION TECHNOLOGY DEPARTMENT branch came to be assigned the code FDRL0009993.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC FDRL0009993, money simply cannot be routed to the INFORMATION TECHNOLOGY DEPARTMENT branch electronically.

Products and account variants supported

Every account opened at the Information Technology Department branch is mapped to IFSC FDRL0009993 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0009993.

Products and services

Customers walking into the Information Technology Department branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0009993

How to transfer money using IFSC FDRL0009993

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0009993 across all three.

NEFT to Federal Bank, INFORMATION TECHNOLOGY DEPARTMENT using IFSC FDRL0009993

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0009993, and confirm that the system picks up Federal Bank – INFORMATION TECHNOLOGY DEPARTMENT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to INFORMATION TECHNOLOGY DEPARTMENT

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's INFORMATION TECHNOLOGY DEPARTMENT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0009993 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank INFORMATION TECHNOLOGY DEPARTMENT (IFSC FDRL0009993)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0009993 in your mobile or internet banking app, and the money is credited to the INFORMATION TECHNOLOGY DEPARTMENT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Information Technology Department

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0009993:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at INFORMATION TECHNOLOGY DEPARTMENT is still linked to IFSC FDRL0009993.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's INFORMATION TECHNOLOGY DEPARTMENT branch, the IFSC FDRL0009993 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Information Technology Department branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC FDRL0009993 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Information Technology Department branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC FDRL0009993 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – INFORMATION TECHNOLOGY DEPARTMENT:

• The IFSC is exactly FDRL0009993 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and INFORMATION TECHNOLOGY DEPARTMENT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Information Technology Department branch sits at INFORMATION TECHNOLOGY DEPARTMENT, FEDERAL TOWERS, HO , THE FEDERAL BANK LTD, BANK JUNCTION ALUVA. If you are travelling from outside Aluva, search for the branch on a maps application using the bank name and locality, or call 484-2634185 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0009993 and your account number.

Verifying IFSC FDRL0009993 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0009993 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-2634185.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Information Technology Department branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0009993, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0009993 belongs to Federal Bank's INFORMATION TECHNOLOGY DEPARTMENT branch, located at INFORMATION TECHNOLOGY DEPARTMENT, FEDERAL TOWERS, HO , THE FEDERAL BANK LTD,… in ALUVA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.