IFSC Code of Federal Bank, Aucb Br Alengad Branch, Kerala

Use this page as a one-stop reference for everything related to Federal Bank's AUCB BR ALENGAD branch in ALUVA, KERALA. The branch's IFSC code FDRL0AUCB07 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Federal Bank – AUCB BR ALENGAD is FDRL0AUCB07. The first four letters FDRL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AUCB07 map to this branch in ALUVA, KERALA.

About Federal Bank

Federal Bank operates a wide network of branches across India, including the Aucb Br Alengad branch in Aluva. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, FDRL0AUCB07.

Branch details at a glance

About the Aucb Br Alengad branch

The Aucb Br Alengad branch of Federal Bank is situated at RAMANIKA COMPLEX, THATTAMPADY, KARUMALLOOR ALUVA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code FDRL0AUCB07 is used.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AUCB BR ALENGAD of Federal Bank — its own 11-character IFSC. The code FDRL0AUCB07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0AUCB07 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Aucb Br Alengad branch

Once you have an account at Federal Bank – AUCB BR ALENGAD, the IFSC FDRL0AUCB07 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Aucb Br Alengad branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0AUCB07

How to transfer money using IFSC FDRL0AUCB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0AUCB07 across all three.

NEFT to Federal Bank, AUCB BR ALENGAD using IFSC FDRL0AUCB07

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0AUCB07, and confirm that the system picks up Federal Bank – AUCB BR ALENGAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to AUCB BR ALENGAD

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's AUCB BR ALENGAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0AUCB07 while initiating the transfer and the credit will appear within minutes.

IMPS to Federal Bank AUCB BR ALENGAD (IFSC FDRL0AUCB07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC FDRL0AUCB07 in your mobile or internet banking app, and the money is credited to the AUCB BR ALENGAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Aucb Br Alengad

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC FDRL0AUCB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AUCB BR ALENGAD is still linked to IFSC FDRL0AUCB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC FDRL0AUCB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Federal Bank – AUCB BR ALENGAD is still mapped to IFSC FDRL0AUCB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC FDRL0AUCB07 and the beneficiary's account number to complete the transfer.

Online banking and IFSC FDRL0AUCB07

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the AUCB BR ALENGAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0AUCB07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0AUCB07 and the account number together uniquely identify the Aucb Br Alengad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – AUCB BR ALENGAD:

• The IFSC is exactly FDRL0AUCB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and AUCB BR ALENGAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Aucb Br Alengad branch

The branch is located at RAMANIKA COMPLEX, THATTAMPADY, KARUMALLOOR ALUVA, which puts it inside Aluva, the broader Ernakulam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “Federal Bank Aucb Br Alengad branch” — the verified location pin for IFSC FDRL0AUCB07 should appear at the top of the results.
2. Confirm the branch is open by calling 484-2630994 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC FDRL0AUCB07 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC FDRL0AUCB07 for Federal Bank – AUCB BR ALENGAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Aucb Br Alengad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0AUCB07, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: FDRL0AUCB07 is the IFSC code of Federal Bank, AUCB BR ALENGAD branch, in ALUVA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.