IFSC Code of Federal Bank, Alwaye Urban Co-Op Evening Branch, Kerala

If you are searching for the IFSC code of Federal Bank, ALWAYE URBAN CO-OP EVENING branch in ALUVA, KERALA, this page has every detail you need. The verified IFSC code for this branch is FDRL0AUCB03. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALWAYE URBAN CO-OP EVENING branch, and detailed step-by-step guides for using the IFSC FDRL0AUCB03 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Federal Bank's ALWAYE URBAN CO-OP EVENING branch, the IFSC FDRL0AUCB03 breaks down as follows: FDRL identifies the bank, 0 is the reserved character, and AUCB03 identifies this particular branch.

Branch details at a glance

Bank profile

Federal Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Alwaye Urban Co-Op Evening branch — IFSC FDRL0AUCB03 — extends the bank's services to customers in and around Aluva, Kerala.

About this branch

The branch is located at EVENING BRANCH HAROON PLAZA M. O. ROAD, ALUVA. It serves the Aluva region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Federal Bank. The IFSC FDRL0AUCB03 is used to identify this branch on the RBI payments network.

Why every Federal Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALWAYE URBAN CO-OP EVENING of Federal Bank — its own 11-character IFSC. The code FDRL0AUCB03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC FDRL0AUCB03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC FDRL0AUCB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC FDRL0AUCB03 across all three.

NEFT to Federal Bank, ALWAYE URBAN CO-OP EVENING using IFSC FDRL0AUCB03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC FDRL0AUCB03, and confirm that the system picks up Federal Bank – ALWAYE URBAN CO-OP EVENING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ALWAYE URBAN CO-OP EVENING

If you need to transfer ₹2 lakh or more in one go to an account at Federal Bank's ALWAYE URBAN CO-OP EVENING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC FDRL0AUCB03 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Federal Bank – ALWAYE URBAN CO-OP EVENING, use IMPS. With IFSC FDRL0AUCB03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC FDRL0AUCB03 for Federal Bank – ALWAYE URBAN CO-OP EVENING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Alwaye Urban Co-Op Evening branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Federal Bank's ALWAYE URBAN CO-OP EVENING branch, the IFSC FDRL0AUCB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Alwaye Urban Co-Op Evening branch is mapped to IFSC FDRL0AUCB03 on the RBI payments network. The branch generally supports the full retail product catalogue of Federal Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains FDRL0AUCB03.

Products and services

Customers walking into the Alwaye Urban Co-Op Evening branch can access most of Federal Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC FDRL0AUCB03

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Federal Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC FDRL0AUCB03 and the account number together uniquely identify the Alwaye Urban Co-Op Evening branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC FDRL0AUCB03

Federal Bank customers can register for net banking and the bank's official mobile app once their account at the ALWAYE URBAN CO-OP EVENING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC FDRL0AUCB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Federal Bank – ALWAYE URBAN CO-OP EVENING:

• The IFSC is exactly FDRL0AUCB03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Federal Bank as the bank name and ALWAYE URBAN CO-OP EVENING as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Alwaye Urban Co-Op Evening branch sits at EVENING BRANCH HAROON PLAZA M. O. ROAD, ALUVA. If you are travelling from outside Aluva, search for the branch on a maps application using the bank name and locality, or call 484-2474001 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC FDRL0AUCB03 and your account number.

Verifying IFSC FDRL0AUCB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm FDRL0AUCB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-2474001.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Alwaye Urban Co-Op Evening branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC FDRL0AUCB03, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code FDRL0AUCB03 belongs to Federal Bank's ALWAYE URBAN CO-OP EVENING branch, located at EVENING BRANCH HAROON PLAZA M. O. ROAD, ALUVA in ALUVA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.