IFSC Code of Esaf Small Finance Bank Limited, Thiruvananthapuram-Medical College Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for Esaf Small Finance Bank Limited, THIRUVANANTHAPURAM-MEDICAL COLLEGE branch in THIRUVANANTAPURAM. The 11-digit IFSC ESMF0001690 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Esaf Small Finance Bank Limited at the THIRUVANANTHAPURAM-MEDICAL COLLEGE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Esaf Small Finance Bank Limited's THIRUVANANTHAPURAM-MEDICAL COLLEGE branch, the IFSC ESMF0001690 breaks down as follows: ESMF identifies the bank, 0 is the reserved character, and 001690 identifies this particular branch.

Bank profile

Esaf Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Thiruvananthapuram-Medical College branch — IFSC ESMF0001690 — extends the bank's services to customers in and around Thiruvanantapuram, Kerala.

Thiruvananthapuram-Medical College branch overview

Located at NO.1032(1),SHALOM TOWER,NEAR TRIVANDRUM MEDICAL COLLEGE,PATTOM,MEDICAL COLLEGE P O,THIRUVANANTHAPURAM,KERALA-695011, the Thiruvananthapuram-Medical College branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESMF0001690 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Esaf Small Finance Bank Limited's THIRUVANANTHAPURAM-MEDICAL COLLEGE branch came to be assigned the code ESMF0001690.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESMF0001690, money simply cannot be routed to the THIRUVANANTHAPURAM-MEDICAL COLLEGE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Thiruvananthapuram-Medical College branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESMF0001690 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ESMF0001690

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001690 across all three.

How to use IFSC ESMF0001690 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Esaf Small Finance Bank Limited's THIRUVANANTHAPURAM-MEDICAL COLLEGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESMF0001690.
4. Confirm the bank name auto-populates as Esaf Small Finance Bank Limited and the branch as THIRUVANANTHAPURAM-MEDICAL COLLEGE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THIRUVANANTHAPURAM-MEDICAL COLLEGE

If you need to transfer ₹2 lakh or more in one go to an account at Esaf Small Finance Bank Limited's THIRUVANANTHAPURAM-MEDICAL COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESMF0001690 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Esaf Small Finance Bank Limited – THIRUVANANTHAPURAM-MEDICAL COLLEGE, use IMPS. With IFSC ESMF0001690 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESMF0001690 for Esaf Small Finance Bank Limited – THIRUVANANTHAPURAM-MEDICAL COLLEGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Thiruvananthapuram-Medical College branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Esaf Small Finance Bank Limited's THIRUVANANTHAPURAM-MEDICAL COLLEGE branch, the IFSC ESMF0001690 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Thiruvananthapuram-Medical College branch is mapped to IFSC ESMF0001690 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESMF0001690.

Products and services

Customers walking into the Thiruvananthapuram-Medical College branch can access most of Esaf Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESMF0001690

Digital banking channels

Most day-to-day work that customers used to do at the Thiruvananthapuram-Medical College branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESMF0001690 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Thiruvananthapuram-Medical College branch sits at NO.1032(1),SHALOM TOWER,NEAR TRIVANDRUM MEDICAL COLLEGE,PATTOM,MEDICAL COLLEGE P O,THIRUVANANTHAPURAM,KERALA-695011. If you are travelling from outside Thiruvanantapuram, search for the branch on a maps application using the bank name and locality, or call 471-8589003527 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESMF0001690 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Esaf Small Finance Bank Limited – THIRUVANANTHAPURAM-MEDICAL COLLEGE:

• The IFSC is exactly ESMF0001690 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Esaf Small Finance Bank Limited as the bank name and THIRUVANANTHAPURAM-MEDICAL COLLEGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Thiruvananthapuram-Medical College are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESMF0001690 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESMF0001690 for Esaf Small Finance Bank Limited – THIRUVANANTHAPURAM-MEDICAL COLLEGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESMF0001690 belongs to Esaf Small Finance Bank Limited's THIRUVANANTHAPURAM-MEDICAL COLLEGE branch, located at NO.1032(1),SHALOM TOWER,NEAR TRIVANDRUM MEDICAL COLLEGE,PATTOM,MEDICAL COLLEGE… in THIRUVANANTAPURAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.