Below are the complete branch details for Esaf Small Finance Bank Limited, NOIDA SECTOR branch, located in NOIDA SECTOR SIXTY THREE, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ESMF0001940. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESMF0001940 for Esaf Small Finance Bank Limited – NOIDA SECTOR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ESMF0001940 is the IFSC of Esaf Small Finance Bank Limited's NOIDA SECTOR branch. The format is fixed: ESMF = bank code, 0 = reserved, 001940 = branch identifier.
Branch details at a glance
| Bank Name | Esaf Small Finance Bank Limited |
|---|---|
| Branch | Noida Sector |
| IFSC Code | ESMF0001940 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 01,ZYGON SQUARE,NEAR ELECTRONIC CITY METRO STATION,SECTOR 63 NOIDA P O,GAUTHAM BUDH NAGAR,UTTAR PRADESH - 201301 |
| City | Noida Sector Sixty Three |
| District | Gautham Budh Nagar |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9072301895 |
About Esaf Small Finance Bank Limited
Esaf Small Finance Bank Limited operates a wide network of branches across India, including the Noida Sector branch in Noida Sector Sixty Three. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESMF0001940.
About the Noida Sector branch
The Noida Sector branch of Esaf Small Finance Bank Limited is situated at NO 01,ZYGON SQUARE,NEAR ELECTRONIC CITY METRO STATION,SECTOR 63 NOIDA P O,GAUTHAM BUDH NAGAR,UTTAR PRADESH - 201301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESMF0001940 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Esaf Small Finance Bank Limited's NOIDA SECTOR branch came to be assigned the code ESMF0001940.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESMF0001940, money simply cannot be routed to the NOIDA SECTOR branch electronically.
How to transfer money using IFSC ESMF0001940
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001940 across all three.
How to use IFSC ESMF0001940 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Esaf Small Finance Bank Limited's NOIDA SECTOR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ESMF0001940.
- Confirm the bank name auto-populates as Esaf Small Finance Bank Limited and the branch as NOIDA SECTOR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ESMF0001940
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Esaf Small Finance Bank Limited – NOIDA SECTOR, ensure your bank's portal accepts IFSC ESMF0001940 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Esaf Small Finance Bank Limited NOIDA SECTOR (IFSC ESMF0001940)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESMF0001940 in your mobile or internet banking app, and the money is credited to the NOIDA SECTOR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESMF0001940 for Esaf Small Finance Bank Limited – NOIDA SECTOR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESMF0001940 | Yes – ESMF0001940 | Yes – ESMF0001940 |
For most retail customers crediting the Noida Sector branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ESMF0001940
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Esaf Small Finance Bank Limited – NOIDA SECTOR is still mapped to IFSC ESMF0001940. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESMF0001940 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Noida Sector branch is mapped to IFSC ESMF0001940 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ESMF0001940.
Banking services available
The Noida Sector branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9072301895.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESMF0001940
MICR & cheque-truncation details
Cheques drawn on the Noida Sector branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESMF0001940 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC ESMF0001940
Esaf Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NOIDA SECTOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESMF0001940 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Esaf Small Finance Bank Limited – NOIDA SECTOR:
- The IFSC is exactly ESMF0001940 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Esaf Small Finance Bank Limited as the bank name and NOIDA SECTOR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Noida Sector branch sits at NO 01,ZYGON SQUARE,NEAR ELECTRONIC CITY METRO STATION,SECTOR 63 NOIDA P O,GAUTHAM BUDH NAGAR,UTTAR PRADESH - 201301. If you are travelling from outside Noida Sector Sixty Three, search for the branch on a maps application using the bank name and locality, or call 91-9072301895 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESMF0001940 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ESMF0001940 for Esaf Small Finance Bank Limited – NOIDA SECTOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Noida Sector branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESMF0001940, however, work 24x7.
Branch address & contact
Esaf Small Finance Bank LimitedNoida Sector Branch
NO 01,ZYGON SQUARE,NEAR ELECTRONIC CITY METRO STATION,SECTOR 63 NOIDA P O,GAUTHAM BUDH NAGAR,UTTAR PRADESH - 201301
Noida Sector Sixty Three, Uttar Pradesh
Phone: 91-9072301895
IFSC: ESMF0001940
Frequently asked questions
Is IFSC ESMF0001940 valid for NEFT and RTGS?
Yes. IFSC ESMF0001940 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using ESMF0001940 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Esaf Small Finance Bank Limited – Noida Sector reflect within 30 minutes.
Does Esaf Small Finance Bank Limited Noida Sector branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9072301895 to confirm.
Where is Esaf Small Finance Bank Limited Noida Sector branch located?
Esaf Small Finance Bank Limited's Noida Sector branch is located at NO 01,ZYGON SQUARE,NEAR ELECTRONIC CITY METRO STATION,SECTOR 63 NOIDA P O,GAUTHAM BUDH NAGAR,UTTAR PRADESH - 201301, Noida Sector Sixty Three, Uttar Pradesh.
What is the IFSC code of Esaf Small Finance Bank Limited Noida Sector branch?
The IFSC code of Esaf Small Finance Bank Limited, Noida Sector branch is ESMF0001940. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC ESMF0001940 the same for all accounts at Noida Sector branch?
Yes. The IFSC ESMF0001940 is shared by every account held at Esaf Small Finance Bank Limited's Noida Sector branch. Only the account number changes from customer to customer.
What is the phone number of Esaf Small Finance Bank Limited Noida Sector branch?
You can reach the branch at 91-9072301895 during regular banking hours.
Summary
The IFSC code ESMF0001940 belongs to Esaf Small Finance Bank Limited's NOIDA SECTOR branch, located at NO 01,ZYGON SQUARE,NEAR ELECTRONIC CITY METRO STATION,SECTOR 63 NOIDA P… in NOIDA SECTOR SIXTY THREE, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
