Below are the complete branch details for Esaf Small Finance Bank Limited, NEW DELHI MAYUR VIHAR branch, located in NEW DELHI MAYUR VIHAR, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is ESMF0001592. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESMF0001592 for Esaf Small Finance Bank Limited – NEW DELHI MAYUR VIHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ESMF0001592 is the IFSC of Esaf Small Finance Bank Limited's NEW DELHI MAYUR VIHAR branch. The format is fixed: ESMF = bank code, 0 = reserved, 001592 = branch identifier.
About the bank
Esaf Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Delhi Mayur Vihar branch in New Delhi Mayur Vihar, Delhi is part of this network and uses the IFSC code ESMF0001592 for all electronic settlement.
Branch details at a glance
| Bank Name | Esaf Small Finance Bank Limited |
|---|---|
| Branch | New Delhi Mayur Vihar |
| IFSC Code | ESMF0001592 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C 18, SASHI GARDEN, MAYUR VIHAR,PHASE 1,NEW DELHI 110091 |
| City | New Delhi Mayur Vihar |
| District | East Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 7593835800 |
About the New Delhi Mayur Vihar branch
The New Delhi Mayur Vihar branch of Esaf Small Finance Bank Limited is situated at C 18, SASHI GARDEN, MAYUR VIHAR,PHASE 1,NEW DELHI 110091. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESMF0001592 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Esaf Small Finance Bank Limited's NEW DELHI MAYUR VIHAR branch came to be assigned the code ESMF0001592.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESMF0001592, money simply cannot be routed to the NEW DELHI MAYUR VIHAR branch electronically.
Products and account variants supported
Every account opened at the New Delhi Mayur Vihar branch is mapped to IFSC ESMF0001592 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ESMF0001592.
Banking services available
The New Delhi Mayur Vihar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-7593835800.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESMF0001592
How to transfer money using IFSC ESMF0001592
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001592 across all three.
How to use IFSC ESMF0001592 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Esaf Small Finance Bank Limited's NEW DELHI MAYUR VIHAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ESMF0001592.
- Confirm the bank name auto-populates as Esaf Small Finance Bank Limited and the branch as NEW DELHI MAYUR VIHAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NEW DELHI MAYUR VIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Esaf Small Finance Bank Limited's NEW DELHI MAYUR VIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESMF0001592 while initiating the transfer and the credit will appear within minutes.
IMPS to Esaf Small Finance Bank Limited NEW DELHI MAYUR VIHAR (IFSC ESMF0001592)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESMF0001592 in your mobile or internet banking app, and the money is credited to the NEW DELHI MAYUR VIHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESMF0001592 for Esaf Small Finance Bank Limited – NEW DELHI MAYUR VIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESMF0001592 | Yes – ESMF0001592 | Yes – ESMF0001592 |
For most retail customers crediting the New Delhi Mayur Vihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ESMF0001592
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Esaf Small Finance Bank Limited – NEW DELHI MAYUR VIHAR is still mapped to IFSC ESMF0001592. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESMF0001592 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ESMF0001592
Esaf Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI MAYUR VIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESMF0001592 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the New Delhi Mayur Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESMF0001592 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Esaf Small Finance Bank Limited – NEW DELHI MAYUR VIHAR:
- The IFSC is exactly ESMF0001592 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Esaf Small Finance Bank Limited as the bank name and NEW DELHI MAYUR VIHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the New Delhi Mayur Vihar branch
The branch is located at C 18, SASHI GARDEN, MAYUR VIHAR,PHASE 1,NEW DELHI 110091, which puts it inside New Delhi Mayur Vihar, the broader East Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Esaf Small Finance Bank Limited New Delhi Mayur Vihar branch” — the verified location pin for IFSC ESMF0001592 should appear at the top of the results.
- Confirm the branch is open by calling 11-7593835800 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESMF0001592 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ESMF0001592 for Esaf Small Finance Bank Limited – NEW DELHI MAYUR VIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Delhi Mayur Vihar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESMF0001592, however, work 24x7.
Branch address & contact
Esaf Small Finance Bank LimitedNew Delhi Mayur Vihar Branch
C 18, SASHI GARDEN, MAYUR VIHAR,PHASE 1,NEW DELHI 110091
New Delhi Mayur Vihar, Delhi
Phone: 11-7593835800
IFSC: ESMF0001592
Frequently asked questions
Is IFSC ESMF0001592 valid for NEFT and RTGS?
Yes. IFSC ESMF0001592 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Esaf Small Finance Bank Limited New Delhi Mayur Vihar branch located?
Esaf Small Finance Bank Limited's New Delhi Mayur Vihar branch is located at C 18, SASHI GARDEN, MAYUR VIHAR,PHASE 1,NEW DELHI 110091, New Delhi Mayur Vihar, Delhi.
Can I use IFSC ESMF0001592 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ESMF0001592 to send funds instantly.
How do I add Esaf Small Finance Bank Limited New Delhi Mayur Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESMF0001592, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using ESMF0001592 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Esaf Small Finance Bank Limited – New Delhi Mayur Vihar reflect within 30 minutes.
Does Esaf Small Finance Bank Limited New Delhi Mayur Vihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-7593835800 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Delhi Mayur Vihar branch but serve different purposes.
Summary
The IFSC code ESMF0001592 belongs to Esaf Small Finance Bank Limited's NEW DELHI MAYUR VIHAR branch, located at C 18, SASHI GARDEN, MAYUR VIHAR,PHASE 1,NEW DELHI 110091 in NEW DELHI MAYUR VIHAR, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


