IFSC Code of Esaf Small Finance Bank Limited, Chennai-Mogappair East Branch, Tamil Nadu

This page lists the IFSC code, branch address, contact number and fund-transfer information for Esaf Small Finance Bank Limited, CHENNAI-MOGAPPAIR EAST branch in MOGAPPAIR EAST. The 11-digit IFSC ESMF0001219 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Esaf Small Finance Bank Limited at the CHENNAI-MOGAPPAIR EAST location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Esaf Small Finance Bank Limited – CHENNAI-MOGAPPAIR EAST is ESMF0001219. The first four letters ESMF are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001219 map to this branch in MOGAPPAIR EAST, TAMIL NADU.

About the bank

Esaf Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chennai-Mogappair East branch in Mogappair East, Tamil Nadu is part of this network and uses the IFSC code ESMF0001219 for all electronic settlement.

About this branch

The branch is located at GROUND FLOOR SV NO273,RE SV NO273,6NAIDU HALL,NEAR DAV HIGH SCHOOL PANNEER NAGAR MOGAPPAIR EAST MOGAPPAIR VILLAGE,AMBATTUR TALUK,CHENNAI 600053. It serves the Mogappair East region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Esaf Small Finance Bank Limited. The IFSC ESMF0001219 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Esaf Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENNAI-MOGAPPAIR EAST of Esaf Small Finance Bank Limited — its own 11-character IFSC. The code ESMF0001219 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESMF0001219 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Chennai-Mogappair East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESMF0001219 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ESMF0001219

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001219 across all three.

How to use IFSC ESMF0001219 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Esaf Small Finance Bank Limited's CHENNAI-MOGAPPAIR EAST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESMF0001219.
4. Confirm the bank name auto-populates as Esaf Small Finance Bank Limited and the branch as CHENNAI-MOGAPPAIR EAST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHENNAI-MOGAPPAIR EAST

If you need to transfer ₹2 lakh or more in one go to an account at Esaf Small Finance Bank Limited's CHENNAI-MOGAPPAIR EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESMF0001219 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Esaf Small Finance Bank Limited – CHENNAI-MOGAPPAIR EAST, use IMPS. With IFSC ESMF0001219 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESMF0001219 for Esaf Small Finance Bank Limited – CHENNAI-MOGAPPAIR EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chennai-Mogappair East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ESMF0001219

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Esaf Small Finance Bank Limited – CHENNAI-MOGAPPAIR EAST is still mapped to IFSC ESMF0001219. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESMF0001219 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chennai-Mogappair East branch is mapped to IFSC ESMF0001219 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESMF0001219.

Banking services available

The Chennai-Mogappair East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-9288092637.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESMF0001219

Digital banking channels

Most day-to-day work that customers used to do at the Chennai-Mogappair East branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESMF0001219 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Chennai-Mogappair East branch

The branch is located at GROUND FLOOR SV NO273,RE SV NO273,6NAIDU HALL,NEAR DAV HIGH SCHOOL PANNEER NAGAR MOGAPPAIR EAST MOGAPPAIR VILLAGE,AMBATTUR TALUK,CHENNAI 600053, which puts it inside Mogappair East, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Esaf Small Finance Bank Limited Chennai-Mogappair East branch” — the verified location pin for IFSC ESMF0001219 should appear at the top of the results.
2. Confirm the branch is open by calling 44-9288092637 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESMF0001219 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Esaf Small Finance Bank Limited – CHENNAI-MOGAPPAIR EAST:

• The IFSC is exactly ESMF0001219 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Esaf Small Finance Bank Limited as the bank name and CHENNAI-MOGAPPAIR EAST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chennai-Mogappair East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESMF0001219, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESMF0001219 for Esaf Small Finance Bank Limited – CHENNAI-MOGAPPAIR EAST, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESMF0001219 belongs to Esaf Small Finance Bank Limited's CHENNAI-MOGAPPAIR EAST branch, located at GROUND FLOOR SV NO273,RE SV NO273,6NAIDU HALL,NEAR DAV HIGH SCHOOL PANNEER… in MOGAPPAIR EAST, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.