IFSC Code of Esaf Small Finance Bank Limited, Hyderabad Dilsukhnagar Branch, Telangana

If you are searching for the IFSC code of Esaf Small Finance Bank Limited, HYDERABAD DILSUKHNAGAR branch in HYDERABAD DILSUKHNAGAR, TELANGANA, this page has every detail you need. The verified IFSC code for this branch is ESMF0001662. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HYDERABAD DILSUKHNAGAR branch, and detailed step-by-step guides for using the IFSC ESMF0001662 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Esaf Small Finance Bank Limited's HYDERABAD DILSUKHNAGAR branch, the IFSC ESMF0001662 breaks down as follows: ESMF identifies the bank, 0 is the reserved character, and 001662 identifies this particular branch.

Bank profile

Esaf Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hyderabad Dilsukhnagar branch — IFSC ESMF0001662 — extends the bank's services to customers in and around Hyderabad Dilsukhnagar, Telangana.

Branch details at a glance

Hyderabad Dilsukhnagar branch overview

Located at SHOP NO B-1 & B-3, PLOT NO 28/B, VIJETHA INTI PLAZA, MOOSARAMBAGH, SAIDABAD P O, HYDERABAD, TELANGANA 500059, the Hyderabad Dilsukhnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESMF0001662 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Esaf Small Finance Bank Limited's HYDERABAD DILSUKHNAGAR branch came to be assigned the code ESMF0001662.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESMF0001662, money simply cannot be routed to the HYDERABAD DILSUKHNAGAR branch electronically.

Products and account variants supported

Every account opened at the Hyderabad Dilsukhnagar branch is mapped to IFSC ESMF0001662 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESMF0001662.

Products and services

Customers walking into the Hyderabad Dilsukhnagar branch can access most of Esaf Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESMF0001662

How to transfer money using IFSC ESMF0001662

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001662 across all three.

How to use IFSC ESMF0001662 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Esaf Small Finance Bank Limited's HYDERABAD DILSUKHNAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESMF0001662.
4. Confirm the bank name auto-populates as Esaf Small Finance Bank Limited and the branch as HYDERABAD DILSUKHNAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HYDERABAD DILSUKHNAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Esaf Small Finance Bank Limited's HYDERABAD DILSUKHNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESMF0001662 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Esaf Small Finance Bank Limited – HYDERABAD DILSUKHNAGAR, use IMPS. With IFSC ESMF0001662 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESMF0001662 for Esaf Small Finance Bank Limited – HYDERABAD DILSUKHNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hyderabad Dilsukhnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ESMF0001662

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Esaf Small Finance Bank Limited – HYDERABAD DILSUKHNAGAR is still mapped to IFSC ESMF0001662. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESMF0001662 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ESMF0001662

Esaf Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HYDERABAD DILSUKHNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESMF0001662 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Hyderabad Dilsukhnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESMF0001662 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ESMF0001662

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Esaf Small Finance Bank Limited – HYDERABAD DILSUKHNAGAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ESMF0001662.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Hyderabad Dilsukhnagar branch sits at SHOP NO B-1 & B-3, PLOT NO 28/B, VIJETHA INTI PLAZA, MOOSARAMBAGH, SAIDABAD P O, HYDERABAD, TELANGANA 500059. If you are travelling from outside Hyderabad Dilsukhnagar, search for the branch on a maps application using the bank name and locality, or call 40-7356430666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESMF0001662 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESMF0001662 for Esaf Small Finance Bank Limited – HYDERABAD DILSUKHNAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hyderabad Dilsukhnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESMF0001662, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESMF0001662 is the IFSC code of Esaf Small Finance Bank Limited, HYDERABAD DILSUKHNAGAR branch, in HYDERABAD DILSUKHNAGAR, TELANGANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.