IFSC Code of Esaf Small Finance Bank Limited, Chandurbazar Branch, Maharashtra

If you are searching for the IFSC code of Esaf Small Finance Bank Limited, CHANDURBAZAR branch in CHANDURBAZAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ESMF0001441. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHANDURBAZAR branch, and detailed step-by-step guides for using the IFSC ESMF0001441 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESMF0001441 is the IFSC of Esaf Small Finance Bank Limited's CHANDURBAZAR branch. The format is fixed: ESMF = bank code, 0 = reserved, 001441 = branch identifier.

About the bank

Esaf Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandurbazar branch in Chandurbazar, Maharashtra is part of this network and uses the IFSC code ESMF0001441 for all electronic settlement.

Branch details at a glance

Chandurbazar branch overview

Located at GOPAL RAKHUMAI COMPLEX,ADARSH COLONY,BHAKTI DHAM ROAD,AMARAVATHI DISTRICT,444704, the Chandurbazar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESMF0001441 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Esaf Small Finance Bank Limited's CHANDURBAZAR branch came to be assigned the code ESMF0001441.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESMF0001441, money simply cannot be routed to the CHANDURBAZAR branch electronically.

Products and account variants supported

Every account opened at the Chandurbazar branch is mapped to IFSC ESMF0001441 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESMF0001441.

Products and services

Customers walking into the Chandurbazar branch can access most of Esaf Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESMF0001441

How to transfer money using IFSC ESMF0001441

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001441 across all three.

NEFT to Esaf Small Finance Bank Limited, CHANDURBAZAR using IFSC ESMF0001441

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESMF0001441, and confirm that the system picks up Esaf Small Finance Bank Limited – CHANDURBAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHANDURBAZAR

If you need to transfer ₹2 lakh or more in one go to an account at Esaf Small Finance Bank Limited's CHANDURBAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESMF0001441 while initiating the transfer and the credit will appear within minutes.

IMPS to Esaf Small Finance Bank Limited CHANDURBAZAR (IFSC ESMF0001441)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESMF0001441 in your mobile or internet banking app, and the money is credited to the CHANDURBAZAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chandurbazar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESMF0001441:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHANDURBAZAR is still linked to IFSC ESMF0001441.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ESMF0001441

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Esaf Small Finance Bank Limited – CHANDURBAZAR is still mapped to IFSC ESMF0001441. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESMF0001441 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ESMF0001441

Esaf Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANDURBAZAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESMF0001441 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chandurbazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESMF0001441 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ESMF0001441

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Esaf Small Finance Bank Limited – CHANDURBAZAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ESMF0001441.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Chandurbazar branch sits at GOPAL RAKHUMAI COMPLEX,ADARSH COLONY,BHAKTI DHAM ROAD,AMARAVATHI DISTRICT,444704. If you are travelling from outside Chandurbazar, search for the branch on a maps application using the bank name and locality, or call 7227-9288092689 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESMF0001441 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESMF0001441 for Esaf Small Finance Bank Limited – CHANDURBAZAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chandurbazar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESMF0001441 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESMF0001441 belongs to Esaf Small Finance Bank Limited's CHANDURBAZAR branch, located at GOPAL RAKHUMAI COMPLEX,ADARSH COLONY,BHAKTI DHAM ROAD,AMARAVATHI DISTRICT,444704 in CHANDURBAZAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.