If you are searching for the IFSC code of Esaf Small Finance Bank Limited, MODASA branch in ARAVALLI, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is ESMF0001933. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MODASA branch, and detailed step-by-step guides for using the IFSC ESMF0001933 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Esaf Small Finance Bank Limited's MODASA branch, the IFSC ESMF0001933 breaks down as follows: ESMF identifies the bank, 0 is the reserved character, and 001933 identifies this particular branch.
About the bank
Esaf Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Modasa branch in Aravalli, Gujarat is part of this network and uses the IFSC code ESMF0001933 for all electronic settlement.
Branch details at a glance
| Bank Name | Esaf Small Finance Bank Limited |
|---|---|
| Branch | Modasa |
| IFSC Code | ESMF0001933 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO - 3, SHREEJI ARCADE COMPLEX,MODASAP O,ARAVALLI DIST, GUJARAT-383315 |
| City | Aravalli |
| District | Aravalli |
| State | Gujarat |
| STD Code | 2774 |
| Phone | 8714625289 |
Modasa branch overview
Located at NO - 3, SHREEJI ARCADE COMPLEX,MODASAP O,ARAVALLI DIST, GUJARAT-383315, the Modasa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESMF0001933 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Esaf Small Finance Bank Limited's MODASA branch came to be assigned the code ESMF0001933.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESMF0001933, money simply cannot be routed to the MODASA branch electronically.
Products and account variants supported
Every account opened at the Modasa branch is mapped to IFSC ESMF0001933 on the RBI payments network. The branch generally supports the full retail product catalogue of Esaf Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ESMF0001933.
Products and services
Customers walking into the Modasa branch can access most of Esaf Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ESMF0001933
How to transfer money using IFSC ESMF0001933
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESMF0001933 across all three.
NEFT to Esaf Small Finance Bank Limited, MODASA using IFSC ESMF0001933
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESMF0001933, and confirm that the system picks up Esaf Small Finance Bank Limited – MODASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ESMF0001933
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Esaf Small Finance Bank Limited – MODASA, ensure your bank's portal accepts IFSC ESMF0001933 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Esaf Small Finance Bank Limited – MODASA, use IMPS. With IFSC ESMF0001933 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESMF0001933 for Esaf Small Finance Bank Limited – MODASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESMF0001933 | Yes – ESMF0001933 | Yes – ESMF0001933 |
For most retail customers crediting the Modasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Esaf Small Finance Bank Limited's MODASA branch, the IFSC ESMF0001933 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC ESMF0001933
Esaf Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MODASA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESMF0001933 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Esaf Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESMF0001933 and the account number together uniquely identify the Modasa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC ESMF0001933
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Esaf Small Finance Bank Limited – MODASA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ESMF0001933. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Modasa branch sits at NO - 3, SHREEJI ARCADE COMPLEX,MODASAP O,ARAVALLI DIST, GUJARAT-383315. If you are travelling from outside Aravalli, search for the branch on a maps application using the bank name and locality, or call 2774-8714625289 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESMF0001933 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ESMF0001933 for Esaf Small Finance Bank Limited – MODASA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Modasa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESMF0001933, however, work 24x7.
Branch address & contact
Esaf Small Finance Bank LimitedModasa Branch
NO - 3, SHREEJI ARCADE COMPLEX,MODASAP O,ARAVALLI DIST, GUJARAT-383315
Aravalli, Gujarat
Phone: 2774-8714625289
IFSC: ESMF0001933
Frequently asked questions
What is the phone number of Esaf Small Finance Bank Limited Modasa branch?
You can reach the branch at 2774-8714625289 during regular banking hours.
How do I add Esaf Small Finance Bank Limited Modasa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESMF0001933, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC ESMF0001933 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ESMF0001933 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Modasa branch but serve different purposes.
Is IFSC ESMF0001933 the same for all accounts at Modasa branch?
Yes. The IFSC ESMF0001933 is shared by every account held at Esaf Small Finance Bank Limited's Modasa branch. Only the account number changes from customer to customer.
Where is Esaf Small Finance Bank Limited Modasa branch located?
Esaf Small Finance Bank Limited's Modasa branch is located at NO - 3, SHREEJI ARCADE COMPLEX,MODASAP O,ARAVALLI DIST, GUJARAT-383315, Aravalli, Gujarat.
Summary
The IFSC code ESMF0001933 belongs to Esaf Small Finance Bank Limited's MODASA branch, located at NO - 3, SHREEJI ARCADE COMPLEX,MODASAP O,ARAVALLI DIST, GUJARAT-383315 in ARAVALLI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
