Below are the complete branch details for Equitas Small Finance Bank Limited, GANESH NAGAR II COLLEGE RD SANGAMNER branch, located in W MAHA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ESFB0009148. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESFB0009148 for Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Equitas Small Finance Bank Limited's GANESH NAGAR II COLLEGE RD SANGAMNER branch, the IFSC ESFB0009148 breaks down as follows: ESFB identifies the bank, 0 is the reserved character, and 009148 identifies this particular branch.
Branch details at a glance
| Bank Name | Equitas Small Finance Bank Limited |
|---|---|
| Branch | Ganesh Nagar Ii College Rd Sangamner |
| IFSC Code | ESFB0009148 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PUND COMPLEX, NASHIK PUNE HIGHWAY, COLLEGE ROAD, GANESH NAGAR, SANGAMNER 422605 |
| City | W Maha |
| District | W Maha |
| State | Maharashtra |
About the bank
Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganesh Nagar Ii College Rd Sangamner branch in W Maha, Maharashtra is part of this network and uses the IFSC code ESFB0009148 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR PUND COMPLEX, NASHIK PUNE HIGHWAY, COLLEGE ROAD, GANESH NAGAR, SANGAMNER 422605. It serves the W Maha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Equitas Small Finance Bank Limited. The IFSC ESFB0009148 is used to identify this branch on the RBI payments network.
Why every Equitas Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANESH NAGAR II COLLEGE RD SANGAMNER of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0009148 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0009148 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ESFB0009148
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0009148 across all three.
NEFT to Equitas Small Finance Bank Limited, GANESH NAGAR II COLLEGE RD SANGAMNER using IFSC ESFB0009148
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0009148, and confirm that the system picks up Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ESFB0009148
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER, ensure your bank's portal accepts IFSC ESFB0009148 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER, use IMPS. With IFSC ESFB0009148 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESFB0009148 for Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESFB0009148 | Yes – ESFB0009148 | Yes – ESFB0009148 |
For most retail customers crediting the Ganesh Nagar Ii College Rd Sangamner branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ESFB0009148
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER is still mapped to IFSC ESFB0009148. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0009148 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ganesh Nagar Ii College Rd Sangamner branch
Once you have an account at Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER, the IFSC ESFB0009148 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ganesh Nagar Ii College Rd Sangamner branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ESFB0009148
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0009148 and the account number together uniquely identify the Ganesh Nagar Ii College Rd Sangamner branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ESFB0009148
Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GANESH NAGAR II COLLEGE RD SANGAMNER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0009148 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER:
- The IFSC is exactly ESFB0009148 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Equitas Small Finance Bank Limited as the bank name and GANESH NAGAR II COLLEGE RD SANGAMNER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ganesh Nagar Ii College Rd Sangamner branch sits at GROUND FLOOR PUND COMPLEX, NASHIK PUNE HIGHWAY, COLLEGE ROAD, GANESH NAGAR, SANGAMNER 422605. If you are travelling from outside W Maha, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0009148 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ESFB0009148 for Equitas Small Finance Bank Limited – GANESH NAGAR II COLLEGE RD SANGAMNER, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ganesh Nagar Ii College Rd Sangamner branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0009148, however, work 24x7.
Branch address & contact
Equitas Small Finance Bank LimitedGanesh Nagar Ii College Rd Sangamner Branch
GROUND FLOOR PUND COMPLEX, NASHIK PUNE HIGHWAY, COLLEGE ROAD, GANESH NAGAR, SANGAMNER 422605
W Maha, Maharashtra
Phone: the branch contact number
IFSC: ESFB0009148
Frequently asked questions
Does Equitas Small Finance Bank Limited Ganesh Nagar Ii College Rd Sangamner branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC ESFB0009148 the same for all accounts at Ganesh Nagar Ii College Rd Sangamner branch?
Yes. The IFSC ESFB0009148 is shared by every account held at Equitas Small Finance Bank Limited's Ganesh Nagar Ii College Rd Sangamner branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ESFB0009148 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Equitas Small Finance Bank Limited – Ganesh Nagar Ii College Rd Sangamner reflect within 30 minutes.
Is IFSC ESFB0009148 valid for NEFT and RTGS?
Yes. IFSC ESFB0009148 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC ESFB0009148 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ESFB0009148 to send funds instantly.
How do I add Equitas Small Finance Bank Limited Ganesh Nagar Ii College Rd Sangamner as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESFB0009148, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ESFB0009148 belongs to Equitas Small Finance Bank Limited's GANESH NAGAR II COLLEGE RD SANGAMNER branch, located at GROUND FLOOR PUND COMPLEX, NASHIK PUNE HIGHWAY, COLLEGE ROAD, GANESH NAGAR,… in W MAHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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