IFSC Code of Equitas Small Finance Bank Limited, Deevambalpuram , Thiruthuraipoondi Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Equitas Small Finance Bank Limited's DEEVAMBALPURAM , THIRUTHURAIPOONDI branch in THIRUVARUR, TAMIL NADU. The branch's IFSC code ESFB0001284 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESFB0001284 is the IFSC of Equitas Small Finance Bank Limited's DEEVAMBALPURAM , THIRUTHURAIPOONDI branch. The format is fixed: ESFB = bank code, 0 = reserved, 001284 = branch identifier.

Branch details at a glance

Bank profile

Equitas Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Deevambalpuram , Thiruthuraipoondi branch — IFSC ESFB0001284 — extends the bank's services to customers in and around Thiruvarur, Tamil Nadu.

About this branch

The branch is located at LIMITEDNO 3/473,FIRST FLOOR,THIRUVARUR MAIN ROAD,DEEVAMBALPURAM,THIRUTHURAIPOONDI-614713. It serves the Thiruvarur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Equitas Small Finance Bank Limited. The IFSC ESFB0001284 is used to identify this branch on the RBI payments network.

Why every Equitas Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEEVAMBALPURAM , THIRUTHURAIPOONDI of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0001284 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0001284 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ESFB0001284

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0001284 across all three.

NEFT to Equitas Small Finance Bank Limited, DEEVAMBALPURAM , THIRUTHURAIPOONDI using IFSC ESFB0001284

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0001284, and confirm that the system picks up Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ESFB0001284

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI, ensure your bank's portal accepts IFSC ESFB0001284 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Equitas Small Finance Bank Limited DEEVAMBALPURAM , THIRUTHURAIPOONDI (IFSC ESFB0001284)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0001284 in your mobile or internet banking app, and the money is credited to the DEEVAMBALPURAM , THIRUTHURAIPOONDI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESFB0001284 for Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Deevambalpuram , Thiruthuraipoondi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ESFB0001284

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI is still mapped to IFSC ESFB0001284. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0001284 and the beneficiary's account number to complete the transfer.

Account types you can open at the Deevambalpuram , Thiruthuraipoondi branch

Once you have an account at Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI, the IFSC ESFB0001284 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Deevambalpuram , Thiruthuraipoondi branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0001284

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0001284 and the account number together uniquely identify the Deevambalpuram , Thiruthuraipoondi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC ESFB0001284

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DEEVAMBALPURAM , THIRUTHURAIPOONDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0001284 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI:

• The IFSC is exactly ESFB0001284 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and DEEVAMBALPURAM , THIRUTHURAIPOONDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Deevambalpuram , Thiruthuraipoondi branch

The branch is located at LIMITEDNO 3/473,FIRST FLOOR,THIRUVARUR MAIN ROAD,DEEVAMBALPURAM,THIRUTHURAIPOONDI-614713, which puts it inside Thiruvarur, the broader Thiruvarur district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Deevambalpuram , Thiruthuraipoondi branch” — the verified location pin for IFSC ESFB0001284 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0001284 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESFB0001284 for Equitas Small Finance Bank Limited – DEEVAMBALPURAM , THIRUTHURAIPOONDI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Deevambalpuram , Thiruthuraipoondi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0001284 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0001284 is the IFSC code of Equitas Small Finance Bank Limited, DEEVAMBALPURAM , THIRUTHURAIPOONDI branch, in THIRUVARUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.