Use this page as a one-stop reference for everything related to Equitas Small Finance Bank Limited's SATARA branch in SATARA, MAHARASHTRA. The branch's IFSC code ESFB0009043 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ESFB0009043 is the IFSC of Equitas Small Finance Bank Limited's SATARA branch. The format is fixed: ESFB = bank code, 0 = reserved, 009043 = branch identifier.
Bank profile
Equitas Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Satara branch — IFSC ESFB0009043 — extends the bank's services to customers in and around Satara, Maharashtra.
Branch details at a glance
| Bank Name | Equitas Small Finance Bank Limited |
|---|---|
| Branch | Satara |
| IFSC Code | ESFB0009043 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CUCHP/UVN.3ALHKJUF-4. |
| City | Satara |
| District | Satara |
| State | Maharashtra |
| STD Code | 44 |
| Phone | 30898017 |
About this branch
The branch is located at CUCHP/UVN.3ALHKJUF-4.. It serves the Satara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Equitas Small Finance Bank Limited. The IFSC ESFB0009043 is used to identify this branch on the RBI payments network.
Why every Equitas Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SATARA of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0009043 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0009043 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Satara branch is mapped to IFSC ESFB0009043 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ESFB0009043.
Banking services available
The Satara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-30898017.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0009043
How to transfer money using IFSC ESFB0009043
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0009043 across all three.
NEFT to Equitas Small Finance Bank Limited, SATARA using IFSC ESFB0009043
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0009043, and confirm that the system picks up Equitas Small Finance Bank Limited – SATARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SATARA
If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's SATARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0009043 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Equitas Small Finance Bank Limited – SATARA, use IMPS. With IFSC ESFB0009043 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Satara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0009043:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SATARA is still linked to IFSC ESFB0009043.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ESFB0009043
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – SATARA is still mapped to IFSC ESFB0009043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0009043 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Satara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0009043 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Satara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0009043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – SATARA:
- The IFSC is exactly ESFB0009043 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Equitas Small Finance Bank Limited as the bank name and SATARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Satara branch sits at CUCHP/UVN.3ALHKJUF-4.. If you are travelling from outside Satara, search for the branch on a maps application using the bank name and locality, or call 44-30898017 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0009043 and your account number.
Verifying IFSC ESFB0009043 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0009043 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-30898017.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Satara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0009043 continue to work without interruption.
Branch address & contact
Equitas Small Finance Bank LimitedSatara Branch
CUCHP/UVN.3ALHKJUF-4.
Satara, Maharashtra
Phone: 44-30898017
IFSC: ESFB0009043
Frequently asked questions
Is IFSC ESFB0009043 the same for all accounts at Satara branch?
Yes. The IFSC ESFB0009043 is shared by every account held at Equitas Small Finance Bank Limited's Satara branch. Only the account number changes from customer to customer.
Is IFSC ESFB0009043 valid for NEFT and RTGS?
Yes. IFSC ESFB0009043 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Equitas Small Finance Bank Limited Satara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-30898017 to confirm.
What is the IFSC code of Equitas Small Finance Bank Limited Satara branch?
The IFSC code of Equitas Small Finance Bank Limited, Satara branch is ESFB0009043. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Equitas Small Finance Bank Limited Satara branch?
You can reach the branch at 44-30898017 during regular banking hours.
How do I add Equitas Small Finance Bank Limited Satara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESFB0009043, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ESFB0009043 belongs to Equitas Small Finance Bank Limited's SATARA branch, located at CUCHP/UVN.3ALHKJUF-4. in SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
