IFSC Code of Equitas Small Finance Bank Limited, Indrayani Nagar Pune Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to Equitas Small Finance Bank Limited's INDRAYANI NAGAR PUNE branch in PUNE, MADHYA PRADESH. The branch's IFSC code ESFB0009001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Equitas Small Finance Bank Limited's INDRAYANI NAGAR PUNE branch, the IFSC ESFB0009001 breaks down as follows: ESFB identifies the bank, 0 is the reserved character, and 009001 identifies this particular branch.

Branch details at a glance

About Equitas Small Finance Bank Limited

Equitas Small Finance Bank Limited operates a wide network of branches across India, including the Indrayani Nagar Pune branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESFB0009001.

Indrayani Nagar Pune branch overview

Located at BHURAT HEIGHTS,GROUND FLOOR,PLOT NO JP/11/1,J-BLOCK,INDRAYANI NAGAR,CHINCHWAD,PUNE-411057, the Indrayani Nagar Pune branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESFB0009001 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's INDRAYANI NAGAR PUNE branch came to be assigned the code ESFB0009001.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0009001, money simply cannot be routed to the INDRAYANI NAGAR PUNE branch electronically.

How to transfer money using IFSC ESFB0009001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0009001 across all three.

NEFT to Equitas Small Finance Bank Limited, INDRAYANI NAGAR PUNE using IFSC ESFB0009001

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0009001, and confirm that the system picks up Equitas Small Finance Bank Limited – INDRAYANI NAGAR PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to INDRAYANI NAGAR PUNE

If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's INDRAYANI NAGAR PUNE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0009001 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Equitas Small Finance Bank Limited – INDRAYANI NAGAR PUNE, use IMPS. With IFSC ESFB0009001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESFB0009001 for Equitas Small Finance Bank Limited – INDRAYANI NAGAR PUNE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Indrayani Nagar Pune branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Equitas Small Finance Bank Limited's INDRAYANI NAGAR PUNE branch, the IFSC ESFB0009001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Indrayani Nagar Pune branch is mapped to IFSC ESFB0009001 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESFB0009001.

Products and services

Customers walking into the Indrayani Nagar Pune branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0009001

MICR & cheque-truncation details

Cheques drawn on the Indrayani Nagar Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0009001 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ESFB0009001

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the INDRAYANI NAGAR PUNE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0009001 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – INDRAYANI NAGAR PUNE:

• The IFSC is exactly ESFB0009001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and INDRAYANI NAGAR PUNE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Indrayani Nagar Pune branch

The branch is located at BHURAT HEIGHTS,GROUND FLOOR,PLOT NO JP/11/1,J-BLOCK,INDRAYANI NAGAR,CHINCHWAD,PUNE-411057, which puts it inside Pune, the broader Pune district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Indrayani Nagar Pune branch” — the verified location pin for IFSC ESFB0009001 should appear at the top of the results.
2. Confirm the branch is open by calling 44-30898015 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0009001 and your account number.

Verifying IFSC ESFB0009001 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0009001 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-30898015.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Indrayani Nagar Pune are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0009001 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESFB0009001 belongs to Equitas Small Finance Bank Limited's INDRAYANI NAGAR PUNE branch, located at BHURAT HEIGHTS,GROUND FLOOR,PLOT NO JP/11/1,J-BLOCK,INDRAYANI… in PUNE, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.