IFSC Code of Equitas Small Finance Bank Limited, Periyar Nagar, Ponamaravathi Branch, Tamil Nadu

If you are searching for the IFSC code of Equitas Small Finance Bank Limited, PERIYAR NAGAR, PONAMARAVATHI branch in PUDUKOTTAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is ESFB0001266. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PERIYAR NAGAR, PONAMARAVATHI branch, and detailed step-by-step guides for using the IFSC ESFB0001266 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESFB0001266 is the IFSC of Equitas Small Finance Bank Limited's PERIYAR NAGAR, PONAMARAVATHI branch. The format is fixed: ESFB = bank code, 0 = reserved, 001266 = branch identifier.

Branch details at a glance

About Equitas Small Finance Bank Limited

Equitas Small Finance Bank Limited operates a wide network of branches across India, including the Periyar Nagar, Ponamaravathi branch in Pudukottai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESFB0001266.

About this branch

The branch is located at VIJAYALAKSHMI COMPLEX,159/A,11 PERIYAR NAGAR OPPOSITE,AMALA ANNAI MATRIC HIGHER SECONDARY SCHOOL,PONNAMARAVATHI,PUDUKOTTAI-622 407. It serves the Pudukottai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Equitas Small Finance Bank Limited. The IFSC ESFB0001266 is used to identify this branch on the RBI payments network.

Why every Equitas Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PERIYAR NAGAR, PONAMARAVATHI of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0001266 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0001266 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ESFB0001266

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0001266 across all three.

How to use IFSC ESFB0001266 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Equitas Small Finance Bank Limited's PERIYAR NAGAR, PONAMARAVATHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESFB0001266.
4. Confirm the bank name auto-populates as Equitas Small Finance Bank Limited and the branch as PERIYAR NAGAR, PONAMARAVATHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ESFB0001266

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – PERIYAR NAGAR, PONAMARAVATHI, ensure your bank's portal accepts IFSC ESFB0001266 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Equitas Small Finance Bank Limited PERIYAR NAGAR, PONAMARAVATHI (IFSC ESFB0001266)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0001266 in your mobile or internet banking app, and the money is credited to the PERIYAR NAGAR, PONAMARAVATHI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESFB0001266 for Equitas Small Finance Bank Limited – PERIYAR NAGAR, PONAMARAVATHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Periyar Nagar, Ponamaravathi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Equitas Small Finance Bank Limited's PERIYAR NAGAR, PONAMARAVATHI branch, the IFSC ESFB0001266 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Periyar Nagar, Ponamaravathi branch

Once you have an account at Equitas Small Finance Bank Limited – PERIYAR NAGAR, PONAMARAVATHI, the IFSC ESFB0001266 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Periyar Nagar, Ponamaravathi branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0001266

MICR & cheque-truncation details

Cheques drawn on the Periyar Nagar, Ponamaravathi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0001266 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Periyar Nagar, Ponamaravathi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0001266 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – PERIYAR NAGAR, PONAMARAVATHI:

• The IFSC is exactly ESFB0001266 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and PERIYAR NAGAR, PONAMARAVATHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Periyar Nagar, Ponamaravathi branch

The branch is located at VIJAYALAKSHMI COMPLEX,159/A,11 PERIYAR NAGAR OPPOSITE,AMALA ANNAI MATRIC HIGHER SECONDARY SCHOOL,PONNAMARAVATHI,PUDUKOTTAI-622 407, which puts it inside Pudukottai, the broader Pudukottai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Periyar Nagar, Ponamaravathi branch” — the verified location pin for IFSC ESFB0001266 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0001266 and your account number.

Verifying IFSC ESFB0001266 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0001266 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Periyar Nagar, Ponamaravathi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0001266, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0001266 is the IFSC code of Equitas Small Finance Bank Limited, PERIYAR NAGAR, PONAMARAVATHI branch, in PUDUKOTTAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.