IFSC Code of Equitas Small Finance Bank Limited, Jawai Bandh Road, Sumerpur Branch, Rajasthan

If you are searching for the IFSC code of Equitas Small Finance Bank Limited, JAWAI BANDH ROAD, SUMERPUR branch in PALI, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is ESFB0016056. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAWAI BANDH ROAD, SUMERPUR branch, and detailed step-by-step guides for using the IFSC ESFB0016056 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESFB0016056 is the IFSC of Equitas Small Finance Bank Limited's JAWAI BANDH ROAD, SUMERPUR branch. The format is fixed: ESFB = bank code, 0 = reserved, 016056 = branch identifier.

Bank profile

Equitas Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Jawai Bandh Road, Sumerpur branch — IFSC ESFB0016056 — extends the bank's services to customers in and around Pali, Rajasthan.

Branch details at a glance

Jawai Bandh Road, Sumerpur branch overview

Located at 01ST FLOOR,K.K.PLAZA,NEAR ARYA SAMAJ,JAWAI BANDH ROAD,SUMERPUR,PALI - 306902, the Jawai Bandh Road, Sumerpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESFB0016056 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's JAWAI BANDH ROAD, SUMERPUR branch came to be assigned the code ESFB0016056.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0016056, money simply cannot be routed to the JAWAI BANDH ROAD, SUMERPUR branch electronically.

Account types you can open at the Jawai Bandh Road, Sumerpur branch

Once you have an account at Equitas Small Finance Bank Limited – JAWAI BANDH ROAD, SUMERPUR, the IFSC ESFB0016056 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jawai Bandh Road, Sumerpur branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0016056

How to transfer money using IFSC ESFB0016056

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0016056 across all three.

How to use IFSC ESFB0016056 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Equitas Small Finance Bank Limited's JAWAI BANDH ROAD, SUMERPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESFB0016056.
4. Confirm the bank name auto-populates as Equitas Small Finance Bank Limited and the branch as JAWAI BANDH ROAD, SUMERPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ESFB0016056

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – JAWAI BANDH ROAD, SUMERPUR, ensure your bank's portal accepts IFSC ESFB0016056 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Equitas Small Finance Bank Limited JAWAI BANDH ROAD, SUMERPUR (IFSC ESFB0016056)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0016056 in your mobile or internet banking app, and the money is credited to the JAWAI BANDH ROAD, SUMERPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jawai Bandh Road, Sumerpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0016056:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAWAI BANDH ROAD, SUMERPUR is still linked to IFSC ESFB0016056.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Equitas Small Finance Bank Limited's JAWAI BANDH ROAD, SUMERPUR branch, the IFSC ESFB0016056 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Jawai Bandh Road, Sumerpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0016056 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0016056 and the account number together uniquely identify the Jawai Bandh Road, Sumerpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – JAWAI BANDH ROAD, SUMERPUR:

• The IFSC is exactly ESFB0016056 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and JAWAI BANDH ROAD, SUMERPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jawai Bandh Road, Sumerpur branch sits at 01ST FLOOR,K.K.PLAZA,NEAR ARYA SAMAJ,JAWAI BANDH ROAD,SUMERPUR,PALI - 306902. If you are travelling from outside Pali, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0016056 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESFB0016056 for Equitas Small Finance Bank Limited – JAWAI BANDH ROAD, SUMERPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jawai Bandh Road, Sumerpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0016056 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0016056 is the IFSC code of Equitas Small Finance Bank Limited, JAWAI BANDH ROAD, SUMERPUR branch, in PALI, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.