Below are the complete branch details for Equitas Small Finance Bank Limited, MYSORE II branch, located in MYSORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is ESFB0003079. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESFB0003079 for Equitas Small Finance Bank Limited – MYSORE II — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ESFB0003079 is the IFSC of Equitas Small Finance Bank Limited's MYSORE II branch. The format is fixed: ESFB = bank code, 0 = reserved, 003079 = branch identifier.
About the bank
Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mysore Ii branch in Mysore, Karnataka is part of this network and uses the IFSC code ESFB0003079 for all electronic settlement.
Branch details at a glance
| Bank Name | Equitas Small Finance Bank Limited |
|---|---|
| Branch | Mysore Ii |
| IFSC Code | ESFB0003079 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SECOND FLOOR,613/5-6K38/1E,CHAMARAJA DOUBLE ROAD,K.R.MOHALLA,MYSURU 570004 |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
Mysore Ii branch overview
Located at SECOND FLOOR,613/5-6K38/1E,CHAMARAJA DOUBLE ROAD,K.R.MOHALLA,MYSURU 570004, the Mysore Ii branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESFB0003079 is required for all interbank electronic transfers routed through this branch.
Why every Equitas Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MYSORE II of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0003079 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0003079 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Mysore Ii branch
Once you have an account at Equitas Small Finance Bank Limited – MYSORE II, the IFSC ESFB0003079 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mysore Ii branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0003079
How to transfer money using IFSC ESFB0003079
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0003079 across all three.
How to use IFSC ESFB0003079 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Equitas Small Finance Bank Limited's MYSORE II branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ESFB0003079.
- Confirm the bank name auto-populates as Equitas Small Finance Bank Limited and the branch as MYSORE II.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ESFB0003079
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – MYSORE II, ensure your bank's portal accepts IFSC ESFB0003079 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Equitas Small Finance Bank Limited MYSORE II (IFSC ESFB0003079)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0003079 in your mobile or internet banking app, and the money is credited to the MYSORE II branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESFB0003079 for Equitas Small Finance Bank Limited – MYSORE II, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESFB0003079 | Yes – ESFB0003079 | Yes – ESFB0003079 |
For most retail customers crediting the Mysore Ii branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ESFB0003079
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – MYSORE II is still mapped to IFSC ESFB0003079. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0003079 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mysore Ii branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0003079 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0003079 and the account number together uniquely identify the Mysore Ii branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – MYSORE II:
- The IFSC is exactly ESFB0003079 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Equitas Small Finance Bank Limited as the bank name and MYSORE II as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mysore Ii branch
The branch is located at SECOND FLOOR,613/5-6K38/1E,CHAMARAJA DOUBLE ROAD,K.R.MOHALLA,MYSURU 570004, which puts it inside Mysore, the broader Mysore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Mysore Ii branch” — the verified location pin for IFSC ESFB0003079 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0003079 and your account number.
Verifying IFSC ESFB0003079 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0003079 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mysore Ii branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0003079, however, work 24x7.
Branch address & contact
Equitas Small Finance Bank LimitedMysore Ii Branch
SECOND FLOOR,613/5-6K38/1E,CHAMARAJA DOUBLE ROAD,K.R.MOHALLA,MYSURU 570004
Mysore, Karnataka
Phone: the branch contact number
IFSC: ESFB0003079
Frequently asked questions
Where is Equitas Small Finance Bank Limited Mysore Ii branch located?
Equitas Small Finance Bank Limited's Mysore Ii branch is located at SECOND FLOOR,613/5-6K38/1E,CHAMARAJA DOUBLE ROAD,K.R.MOHALLA,MYSURU 570004, Mysore, Karnataka.
Is IFSC ESFB0003079 the same for all accounts at Mysore Ii branch?
Yes. The IFSC ESFB0003079 is shared by every account held at Equitas Small Finance Bank Limited's Mysore Ii branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ESFB0003079 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Equitas Small Finance Bank Limited – Mysore Ii reflect within 30 minutes.
What is the IFSC code of Equitas Small Finance Bank Limited Mysore Ii branch?
The IFSC code of Equitas Small Finance Bank Limited, Mysore Ii branch is ESFB0003079. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Equitas Small Finance Bank Limited Mysore Ii branch?
You can reach the branch at the branch contact number during regular banking hours.
How do I add Equitas Small Finance Bank Limited Mysore Ii as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESFB0003079, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ESFB0003079 belongs to Equitas Small Finance Bank Limited's MYSORE II branch, located at SECOND FLOOR,613/5-6K38/1E,CHAMARAJA DOUBLE ROAD,K.R.MOHALLA,MYSURU 570004 in MYSORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
