If you are searching for the IFSC code of Equitas Small Finance Bank Limited, NILANGA branch in LATUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ESFB0009035. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NILANGA branch, and detailed step-by-step guides for using the IFSC ESFB0009035 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ESFB0009035 is the IFSC of Equitas Small Finance Bank Limited's NILANGA branch. The format is fixed: ESFB = bank code, 0 = reserved, 009035 = branch identifier.
Branch details at a glance
| Bank Name | Equitas Small Finance Bank Limited |
|---|---|
| Branch | Nilanga |
| IFSC Code | ESFB0009035 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 10 SR NO 296/KH H NO 1/3/568 PANCHAL COLONY NILANGA DIST LATUR 431521 |
| City | Latur |
| District | Latur |
| State | Maharashtra |
| STD Code | 44 |
| Phone | 30898017 |
About the bank
Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nilanga branch in Latur, Maharashtra is part of this network and uses the IFSC code ESFB0009035 for all electronic settlement.
About this branch
The branch is located at PLOT NO 10 SR NO 296/KH H NO 1/3/568 PANCHAL COLONY NILANGA DIST LATUR 431521. It serves the Latur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Equitas Small Finance Bank Limited. The IFSC ESFB0009035 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's NILANGA branch came to be assigned the code ESFB0009035.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0009035, money simply cannot be routed to the NILANGA branch electronically.
How to transfer money using IFSC ESFB0009035
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0009035 across all three.
NEFT to Equitas Small Finance Bank Limited, NILANGA using IFSC ESFB0009035
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0009035, and confirm that the system picks up Equitas Small Finance Bank Limited – NILANGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ESFB0009035
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – NILANGA, ensure your bank's portal accepts IFSC ESFB0009035 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Equitas Small Finance Bank Limited – NILANGA, use IMPS. With IFSC ESFB0009035 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESFB0009035 for Equitas Small Finance Bank Limited – NILANGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESFB0009035 | Yes – ESFB0009035 | Yes – ESFB0009035 |
For most retail customers crediting the Nilanga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ESFB0009035
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – NILANGA is still mapped to IFSC ESFB0009035. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0009035 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nilanga branch is mapped to IFSC ESFB0009035 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ESFB0009035.
Products and services
Customers walking into the Nilanga branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ESFB0009035
MICR & cheque-truncation details
Cheques drawn on the Nilanga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0009035 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nilanga branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0009035 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – NILANGA:
- The IFSC is exactly ESFB0009035 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Equitas Small Finance Bank Limited as the bank name and NILANGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nilanga branch sits at PLOT NO 10 SR NO 296/KH H NO 1/3/568 PANCHAL COLONY NILANGA DIST LATUR 431521. If you are travelling from outside Latur, search for the branch on a maps application using the bank name and locality, or call 44-30898017 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0009035 and your account number.
Verifying IFSC ESFB0009035 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0009035 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-30898017.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nilanga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0009035 continue to work without interruption.
Branch address & contact
Equitas Small Finance Bank LimitedNilanga Branch
PLOT NO 10 SR NO 296/KH H NO 1/3/568 PANCHAL COLONY NILANGA DIST LATUR 431521
Latur, Maharashtra
Phone: 44-30898017
IFSC: ESFB0009035
Frequently asked questions
Is IFSC ESFB0009035 the same for all accounts at Nilanga branch?
Yes. The IFSC ESFB0009035 is shared by every account held at Equitas Small Finance Bank Limited's Nilanga branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nilanga branch but serve different purposes.
Is IFSC ESFB0009035 valid for NEFT and RTGS?
Yes. IFSC ESFB0009035 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Equitas Small Finance Bank Limited Nilanga branch located?
Equitas Small Finance Bank Limited's Nilanga branch is located at PLOT NO 10 SR NO 296/KH H NO 1/3/568 PANCHAL COLONY NILANGA DIST LATUR 431521, Latur, Maharashtra.
How quickly will an NEFT transfer using ESFB0009035 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Equitas Small Finance Bank Limited – Nilanga reflect within 30 minutes.
How do I add Equitas Small Finance Bank Limited Nilanga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESFB0009035, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ESFB0009035 belongs to Equitas Small Finance Bank Limited's NILANGA branch, located at PLOT NO 10 SR NO 296/KH H NO 1/3/568 PANCHAL COLONY NILANGA DIST LATUR 431521 in LATUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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