IFSC Code of Equitas Small Finance Bank Limited, Annamaduvu, Anthiyur Branch, Tamil Nadu

If you are searching for the IFSC code of Equitas Small Finance Bank Limited, ANNAMADUVU, ANTHIYUR branch in ERODE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is ESFB0001242. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANNAMADUVU, ANTHIYUR branch, and detailed step-by-step guides for using the IFSC ESFB0001242 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESFB0001242 is the IFSC of Equitas Small Finance Bank Limited's ANNAMADUVU, ANTHIYUR branch. The format is fixed: ESFB = bank code, 0 = reserved, 001242 = branch identifier.

About the bank

Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Annamaduvu, Anthiyur branch in Erode, Tamil Nadu is part of this network and uses the IFSC code ESFB0001242 for all electronic settlement.

Annamaduvu, Anthiyur branch overview

Located at 160/1,GOUNDER COMPLEX,1ST FLOOR,ANNAMADUVU,ANTHIYUR 638501, the Annamaduvu, Anthiyur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESFB0001242 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Equitas Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANNAMADUVU, ANTHIYUR of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0001242 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0001242 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0001242 and the account number together uniquely identify the Annamaduvu, Anthiyur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ESFB0001242

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0001242 across all three.

NEFT to Equitas Small Finance Bank Limited, ANNAMADUVU, ANTHIYUR using IFSC ESFB0001242

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0001242, and confirm that the system picks up Equitas Small Finance Bank Limited – ANNAMADUVU, ANTHIYUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ANNAMADUVU, ANTHIYUR

If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's ANNAMADUVU, ANTHIYUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0001242 while initiating the transfer and the credit will appear within minutes.

IMPS to Equitas Small Finance Bank Limited ANNAMADUVU, ANTHIYUR (IFSC ESFB0001242)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0001242 in your mobile or internet banking app, and the money is credited to the ANNAMADUVU, ANTHIYUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Annamaduvu, Anthiyur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0001242:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ANNAMADUVU, ANTHIYUR is still linked to IFSC ESFB0001242.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ESFB0001242

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – ANNAMADUVU, ANTHIYUR is still mapped to IFSC ESFB0001242. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0001242 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Annamaduvu, Anthiyur branch is mapped to IFSC ESFB0001242 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESFB0001242.

Products and services

Customers walking into the Annamaduvu, Anthiyur branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0001242

Online banking and IFSC ESFB0001242

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ANNAMADUVU, ANTHIYUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0001242 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Annamaduvu, Anthiyur branch

The branch is located at 160/1,GOUNDER COMPLEX,1ST FLOOR,ANNAMADUVU,ANTHIYUR 638501, which puts it inside Erode, the broader Erode district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Annamaduvu, Anthiyur branch” — the verified location pin for IFSC ESFB0001242 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0001242 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – ANNAMADUVU, ANTHIYUR:

• The IFSC is exactly ESFB0001242 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and ANNAMADUVU, ANTHIYUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Annamaduvu, Anthiyur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0001242 continue to work without interruption.

Verifying IFSC ESFB0001242 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0001242 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESFB0001242 belongs to Equitas Small Finance Bank Limited's ANNAMADUVU, ANTHIYUR branch, located at 160/1,GOUNDER COMPLEX,1ST FLOOR,ANNAMADUVU,ANTHIYUR 638501 in ERODE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.