This page lists the IFSC code, branch address, contact number and fund-transfer information for Equitas Small Finance Bank Limited, DHARMAPURI branch in DHARMAPURI. The 11-digit IFSC ESFB0001307 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Equitas Small Finance Bank Limited at the DHARMAPURI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ESFB0001307 is the IFSC of Equitas Small Finance Bank Limited's DHARMAPURI branch. The format is fixed: ESFB = bank code, 0 = reserved, 001307 = branch identifier.
About Equitas Small Finance Bank Limited
Equitas Small Finance Bank Limited operates a wide network of branches across India, including the Dharmapuri branch in Dharmapuri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESFB0001307.
About the Dharmapuri branch
The Dharmapuri branch of Equitas Small Finance Bank Limited is situated at 4/2 A1,SALEM MAIL ROAD OPP TO THANGAM HOSPITAL 1ST FLOOR DHARMAPURI 636701. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0001307 is used.
Branch details at a glance
| Bank Name | Equitas Small Finance Bank Limited |
|---|---|
| Branch | Dharmapuri |
| IFSC Code | ESFB0001307 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 4/2 A1,SALEM MAIL ROAD OPP TO THANGAM HOSPITAL 1ST FLOOR DHARMAPURI 636701 |
| City | Dharmapuri |
| District | Dharmapuri |
| State | Tamil Nadu |
Why every Equitas Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHARMAPURI of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0001307 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0001307 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0001307 and the account number together uniquely identify the Dharmapuri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ESFB0001307
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0001307 across all three.
NEFT to Equitas Small Finance Bank Limited, DHARMAPURI using IFSC ESFB0001307
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0001307, and confirm that the system picks up Equitas Small Finance Bank Limited – DHARMAPURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ESFB0001307
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – DHARMAPURI, ensure your bank's portal accepts IFSC ESFB0001307 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Equitas Small Finance Bank Limited DHARMAPURI (IFSC ESFB0001307)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0001307 in your mobile or internet banking app, and the money is credited to the DHARMAPURI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dharmapuri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0001307:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHARMAPURI is still linked to IFSC ESFB0001307.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ESFB0001307
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – DHARMAPURI is still mapped to IFSC ESFB0001307. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0001307 and the beneficiary's account number to complete the transfer.
Account types you can open at the Dharmapuri branch
Once you have an account at Equitas Small Finance Bank Limited – DHARMAPURI, the IFSC ESFB0001307 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dharmapuri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0001307
Online banking and IFSC ESFB0001307
Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DHARMAPURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0001307 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dharmapuri branch sits at 4/2 A1,SALEM MAIL ROAD OPP TO THANGAM HOSPITAL 1ST FLOOR DHARMAPURI 636701. If you are travelling from outside Dharmapuri, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0001307 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – DHARMAPURI:
- The IFSC is exactly ESFB0001307 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Equitas Small Finance Bank Limited as the bank name and DHARMAPURI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dharmapuri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0001307 continue to work without interruption.
Verifying IFSC ESFB0001307 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0001307 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Equitas Small Finance Bank LimitedDharmapuri Branch
4/2 A1,SALEM MAIL ROAD OPP TO THANGAM HOSPITAL 1ST FLOOR DHARMAPURI 636701
Dharmapuri, Tamil Nadu
Phone: the branch contact number
IFSC: ESFB0001307
Frequently asked questions
What is the phone number of Equitas Small Finance Bank Limited Dharmapuri branch?
You can reach the branch at the branch contact number during regular banking hours.
How quickly will an NEFT transfer using ESFB0001307 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Equitas Small Finance Bank Limited – Dharmapuri reflect within 30 minutes.
How do I add Equitas Small Finance Bank Limited Dharmapuri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ESFB0001307, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ESFB0001307 the same for all accounts at Dharmapuri branch?
Yes. The IFSC ESFB0001307 is shared by every account held at Equitas Small Finance Bank Limited's Dharmapuri branch. Only the account number changes from customer to customer.
Is IFSC ESFB0001307 valid for NEFT and RTGS?
Yes. IFSC ESFB0001307 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Equitas Small Finance Bank Limited Dharmapuri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Equitas Small Finance Bank Limited Dharmapuri branch located?
Equitas Small Finance Bank Limited's Dharmapuri branch is located at 4/2 A1,SALEM MAIL ROAD OPP TO THANGAM HOSPITAL 1ST FLOOR DHARMAPURI 636701, Dharmapuri, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dharmapuri branch but serve different purposes.
Summary
The IFSC code ESFB0001307 belongs to Equitas Small Finance Bank Limited's DHARMAPURI branch, located at 4/2 A1,SALEM MAIL ROAD OPP TO THANGAM HOSPITAL 1ST FLOOR DHARMAPURI 636701 in DHARMAPURI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
