IFSC Code of Equitas Small Finance Bank Limited, Vivekanand Nagar, Dhamtari Branch Branch, Chhattisgarh

Below are the complete branch details for Equitas Small Finance Bank Limited, VIVEKANAND NAGAR, DHAMTARI BRANCH branch, located in DHAMTARI, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is ESFB0014030. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESFB0014030 for Equitas Small Finance Bank Limited – VIVEKANAND NAGAR, DHAMTARI BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Equitas Small Finance Bank Limited – VIVEKANAND NAGAR, DHAMTARI BRANCH is ESFB0014030. The first four letters ESFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 014030 map to this branch in DHAMTARI, CHHATTISGARH.

About Equitas Small Finance Bank Limited

Equitas Small Finance Bank Limited operates a wide network of branches across India, including the Vivekanand Nagar, Dhamtari Branch branch in Dhamtari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESFB0014030.

Branch details at a glance

Vivekanand Nagar, Dhamtari Branch branch overview

Located at HOUSE NO.5,BEHIND GUPTA NURSING HOME,VIVEKANAND NAGAR COLONY,DHAMTARI,CHHATTISGARH - 493773, the Vivekanand Nagar, Dhamtari Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESFB0014030 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's VIVEKANAND NAGAR, DHAMTARI BRANCH branch came to be assigned the code ESFB0014030.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0014030, money simply cannot be routed to the VIVEKANAND NAGAR, DHAMTARI BRANCH branch electronically.

Products and account variants supported

Every account opened at the Vivekanand Nagar, Dhamtari Branch branch is mapped to IFSC ESFB0014030 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESFB0014030.

Banking services available

The Vivekanand Nagar, Dhamtari Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0014030

How to transfer money using IFSC ESFB0014030

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0014030 across all three.

NEFT to Equitas Small Finance Bank Limited, VIVEKANAND NAGAR, DHAMTARI BRANCH using IFSC ESFB0014030

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0014030, and confirm that the system picks up Equitas Small Finance Bank Limited – VIVEKANAND NAGAR, DHAMTARI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ESFB0014030

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – VIVEKANAND NAGAR, DHAMTARI BRANCH, ensure your bank's portal accepts IFSC ESFB0014030 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Equitas Small Finance Bank Limited – VIVEKANAND NAGAR, DHAMTARI BRANCH, use IMPS. With IFSC ESFB0014030 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vivekanand Nagar, Dhamtari Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0014030:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIVEKANAND NAGAR, DHAMTARI BRANCH is still linked to IFSC ESFB0014030.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Equitas Small Finance Bank Limited's VIVEKANAND NAGAR, DHAMTARI BRANCH branch, the IFSC ESFB0014030 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ESFB0014030

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the VIVEKANAND NAGAR, DHAMTARI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0014030 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0014030 and the account number together uniquely identify the Vivekanand Nagar, Dhamtari Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – VIVEKANAND NAGAR, DHAMTARI BRANCH:

• The IFSC is exactly ESFB0014030 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and VIVEKANAND NAGAR, DHAMTARI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vivekanand Nagar, Dhamtari Branch branch sits at HOUSE NO.5,BEHIND GUPTA NURSING HOME,VIVEKANAND NAGAR COLONY,DHAMTARI,CHHATTISGARH - 493773. If you are travelling from outside Dhamtari, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0014030 and your account number.

Verifying IFSC ESFB0014030 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0014030 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vivekanand Nagar, Dhamtari Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0014030, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESFB0014030 belongs to Equitas Small Finance Bank Limited's VIVEKANAND NAGAR, DHAMTARI BRANCH branch, located at HOUSE NO.5,BEHIND GUPTA NURSING HOME,VIVEKANAND NAGAR… in DHAMTARI, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.