IFSC Code of Equitas Small Finance Bank Limited, Bhilwara Road, Chittorgarh Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for Equitas Small Finance Bank Limited, BHILWARA ROAD, CHITTORGARH branch in CHITTORGARH. The 11-digit IFSC ESFB0016043 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Equitas Small Finance Bank Limited at the BHILWARA ROAD, CHITTORGARH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH is ESFB0016043. The first four letters ESFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 016043 map to this branch in CHITTORGARH, RAJASTHAN.

Branch details at a glance

Bank profile

Equitas Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhilwara Road, Chittorgarh branch — IFSC ESFB0016043 — extends the bank's services to customers in and around Chittorgarh, Rajasthan.

About the Bhilwara Road, Chittorgarh branch

The Bhilwara Road, Chittorgarh branch of Equitas Small Finance Bank Limited is situated at B-6,7 2ND FRLOOR,SUBHAM THE MALL,BHILWARA ROAD CHITTORGARH 312001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0016043 is used.

Why every Equitas Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHILWARA ROAD, CHITTORGARH of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0016043 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0016043 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ESFB0016043

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0016043 across all three.

NEFT to Equitas Small Finance Bank Limited, BHILWARA ROAD, CHITTORGARH using IFSC ESFB0016043

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0016043, and confirm that the system picks up Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BHILWARA ROAD, CHITTORGARH

If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's BHILWARA ROAD, CHITTORGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0016043 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH, use IMPS. With IFSC ESFB0016043 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESFB0016043 for Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhilwara Road, Chittorgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ESFB0016043

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH is still mapped to IFSC ESFB0016043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0016043 and the beneficiary's account number to complete the transfer.

Account types you can open at the Bhilwara Road, Chittorgarh branch

Once you have an account at Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH, the IFSC ESFB0016043 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bhilwara Road, Chittorgarh branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0016043

MICR & cheque-truncation details

Cheques drawn on the Bhilwara Road, Chittorgarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0016043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ESFB0016043

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHILWARA ROAD, CHITTORGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0016043 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ESFB0016043

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ESFB0016043.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhilwara Road, Chittorgarh branch sits at B-6,7 2ND FRLOOR,SUBHAM THE MALL,BHILWARA ROAD CHITTORGARH 312001. If you are travelling from outside Chittorgarh, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0016043 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESFB0016043 for Equitas Small Finance Bank Limited – BHILWARA ROAD, CHITTORGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhilwara Road, Chittorgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0016043, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0016043 is the IFSC code of Equitas Small Finance Bank Limited, BHILWARA ROAD, CHITTORGARH branch, in CHITTORGARH, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.