IFSC Code of Equitas Small Finance Bank Limited, Darabendre Nagara Gundlupet Branch, Karnataka

Use this page as a one-stop reference for everything related to Equitas Small Finance Bank Limited's DARABENDRE NAGARA GUNDLUPET branch in CHAMARAJANAGAR, KARNATAKA. The branch's IFSC code ESFB0003050 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESFB0003050 is the IFSC of Equitas Small Finance Bank Limited's DARABENDRE NAGARA GUNDLUPET branch. The format is fixed: ESFB = bank code, 0 = reserved, 003050 = branch identifier.

Branch details at a glance

About the bank

Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Darabendre Nagara Gundlupet branch in Chamarajanagar, Karnataka is part of this network and uses the IFSC code ESFB0003050 for all electronic settlement.

About the Darabendre Nagara Gundlupet branch

The Darabendre Nagara Gundlupet branch of Equitas Small Finance Bank Limited is situated at 2069/22,1STFLOOR.BEHINDHPTELSUBABHI,DARABENDRENAGARA,GUNDLUPETTOWN,CHAMARAJANAGARADIST-571111. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0003050 is used.

Why every Equitas Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DARABENDRE NAGARA GUNDLUPET of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0003050 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0003050 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ESFB0003050

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0003050 across all three.

How to use IFSC ESFB0003050 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Equitas Small Finance Bank Limited's DARABENDRE NAGARA GUNDLUPET branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESFB0003050.
4. Confirm the bank name auto-populates as Equitas Small Finance Bank Limited and the branch as DARABENDRE NAGARA GUNDLUPET.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ESFB0003050

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – DARABENDRE NAGARA GUNDLUPET, ensure your bank's portal accepts IFSC ESFB0003050 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Equitas Small Finance Bank Limited DARABENDRE NAGARA GUNDLUPET (IFSC ESFB0003050)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0003050 in your mobile or internet banking app, and the money is credited to the DARABENDRE NAGARA GUNDLUPET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ESFB0003050 for Equitas Small Finance Bank Limited – DARABENDRE NAGARA GUNDLUPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Darabendre Nagara Gundlupet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ESFB0003050

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – DARABENDRE NAGARA GUNDLUPET is still mapped to IFSC ESFB0003050. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0003050 and the beneficiary's account number to complete the transfer.

Account types you can open at the Darabendre Nagara Gundlupet branch

Once you have an account at Equitas Small Finance Bank Limited – DARABENDRE NAGARA GUNDLUPET, the IFSC ESFB0003050 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Darabendre Nagara Gundlupet branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0003050

MICR & cheque-truncation details

Cheques drawn on the Darabendre Nagara Gundlupet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0003050 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Darabendre Nagara Gundlupet branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0003050 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – DARABENDRE NAGARA GUNDLUPET:

• The IFSC is exactly ESFB0003050 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and DARABENDRE NAGARA GUNDLUPET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Darabendre Nagara Gundlupet branch sits at 2069/22,1STFLOOR.BEHINDHPTELSUBABHI,DARABENDRENAGARA,GUNDLUPETTOWN,CHAMARAJANAGARADIST-571111. If you are travelling from outside Chamarajanagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0003050 and your account number.

Verifying IFSC ESFB0003050 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0003050 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Darabendre Nagara Gundlupet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0003050, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESFB0003050 belongs to Equitas Small Finance Bank Limited's DARABENDRE NAGARA GUNDLUPET branch, located at 2069/22,1STFLOOR.BEHINDHPTELSUBABHI,DARABENDRENAGARA,GUNDLUPETTOWN,CHAMARAJANAG… in CHAMARAJANAGAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.