IFSC Code of Equitas Small Finance Bank Limited, Tirupati, Chittor District, Andhra Pradesh Branch, Andhra Pradesh

Below are the complete branch details for Equitas Small Finance Bank Limited, TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH branch, located in ANDHRA PRADESH, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ESFB0004021. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESFB0004021 for Equitas Small Finance Bank Limited – TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Equitas Small Finance Bank Limited's TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH branch, the IFSC ESFB0004021 breaks down as follows: ESFB identifies the bank, 0 is the reserved character, and 004021 identifies this particular branch.

Bank profile

Equitas Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Tirupati, Chittor District, Andhra Pradesh branch — IFSC ESFB0004021 — extends the bank's services to customers in and around Andhra Pradesh, Andhra Pradesh.

About the Tirupati, Chittor District, Andhra Pradesh branch

The Tirupati, Chittor District, Andhra Pradesh branch of Equitas Small Finance Bank Limited is situated at D NO 22-11-46 2, SECOND FLOOR,POOLAVANI GUNTA,RENIGUNTA ROAD,TIRUPATHI-517506. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0004021 is used.

Branch details at a glance

Why every Equitas Small Finance Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0004021 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0004021 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Tirupati, Chittor District, Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0004021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ESFB0004021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0004021 across all three.

NEFT to Equitas Small Finance Bank Limited, TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH using IFSC ESFB0004021

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0004021, and confirm that the system picks up Equitas Small Finance Bank Limited – TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0004021 while initiating the transfer and the credit will appear within minutes.

IMPS to Equitas Small Finance Bank Limited TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH (IFSC ESFB0004021)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0004021 in your mobile or internet banking app, and the money is credited to the TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tirupati, Chittor District, Andhra Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0004021:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH is still linked to IFSC ESFB0004021.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Equitas Small Finance Bank Limited's TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH branch, the IFSC ESFB0004021 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Tirupati, Chittor District, Andhra Pradesh branch is mapped to IFSC ESFB0004021 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESFB0004021.

Products and services

Customers walking into the Tirupati, Chittor District, Andhra Pradesh branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0004021

Digital banking channels

Most day-to-day work that customers used to do at the Tirupati, Chittor District, Andhra Pradesh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0004021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Tirupati, Chittor District, Andhra Pradesh branch

The branch is located at D NO 22-11-46 2, SECOND FLOOR,POOLAVANI GUNTA,RENIGUNTA ROAD,TIRUPATHI-517506, which puts it inside Andhra Pradesh, the broader Andhra Pradesh district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Tirupati, Chittor District, Andhra Pradesh branch” — the verified location pin for IFSC ESFB0004021 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0004021 and your account number.

Common mistakes to avoid when using IFSC ESFB0004021

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Equitas Small Finance Bank Limited – TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ESFB0004021.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tirupati, Chittor District, Andhra Pradesh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0004021, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESFB0004021 for Equitas Small Finance Bank Limited – TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESFB0004021 belongs to Equitas Small Finance Bank Limited's TIRUPATI, CHITTOR DISTRICT, ANDHRA PRADESH branch, located at D NO 22-11-46 2, SECOND FLOOR,POOLAVANI GUNTA,RENIGUNTA ROAD,TIRUPATHI-517506 in ANDHRA PRADESH, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.