IFSC Code of Equitas Small Finance Bank Limited, Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Equitas Small Finance Bank Limited's TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH branch in ANDHRA PRADESH, ANDHRA PRADESH. The branch's IFSC code ESFB0004023 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Equitas Small Finance Bank Limited – TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH is ESFB0004023. The first four letters ESFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004023 map to this branch in ANDHRA PRADESH, ANDHRA PRADESH.

About the bank

Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch in Andhra Pradesh, Andhra Pradesh is part of this network and uses the IFSC code ESFB0004023 for all electronic settlement.

About the Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch

The Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch of Equitas Small Finance Bank Limited is situated at PLOT NO 134, MBL HEIGHTS, 2ND FLOOR, FUNTIMES CLUB ROAD, TEACHERS COLONY, PATAMATA, VIJAYAWADA-520008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0004023 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH branch came to be assigned the code ESFB0004023.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0004023, money simply cannot be routed to the TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0004023 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ESFB0004023

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0004023 across all three.

NEFT to Equitas Small Finance Bank Limited, TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH using IFSC ESFB0004023

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0004023, and confirm that the system picks up Equitas Small Finance Bank Limited – TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ESFB0004023

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH, ensure your bank's portal accepts IFSC ESFB0004023 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Equitas Small Finance Bank Limited TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH (IFSC ESFB0004023)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0004023 in your mobile or internet banking app, and the money is credited to the TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0004023:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH is still linked to IFSC ESFB0004023.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ESFB0004023

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH is still mapped to IFSC ESFB0004023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0004023 and the beneficiary's account number to complete the transfer.

Account types you can open at the Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch

Once you have an account at Equitas Small Finance Bank Limited – TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH, the IFSC ESFB0004023 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0004023

Online banking and IFSC ESFB0004023

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0004023 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh branch sits at PLOT NO 134, MBL HEIGHTS, 2ND FLOOR, FUNTIMES CLUB ROAD, TEACHERS COLONY, PATAMATA, VIJAYAWADA-520008. If you are travelling from outside Andhra Pradesh, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0004023 and your account number.

Common mistakes to avoid when using IFSC ESFB0004023

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Equitas Small Finance Bank Limited – TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ESFB0004023.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Teachers Colony-Vijayawada, Krishna District, Andhra Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0004023 continue to work without interruption.

Verifying IFSC ESFB0004023 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0004023 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0004023 is the IFSC code of Equitas Small Finance Bank Limited, TEACHERS COLONY-VIJAYAWADA, KRISHNA DISTRICT, ANDHRA PRADESH branch, in ANDHRA PRADESH, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.