IFSC Code of Equitas Small Finance Bank Limited, Srinagar Colony-Guntur, Guntur District , Andhra Pradesh Branch, Andhra Pradesh

Below are the complete branch details for Equitas Small Finance Bank Limited, SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch, located in ANDHRA PRADESH, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ESFB0004008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESFB0004008 for Equitas Small Finance Bank Limited – SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ESFB0004008 is the IFSC of Equitas Small Finance Bank Limited's SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch. The format is fixed: ESFB = bank code, 0 = reserved, 004008 = branch identifier.

About the bank

Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch in Andhra Pradesh, Andhra Pradesh is part of this network and uses the IFSC code ESFB0004008 for all electronic settlement.

Branch details at a glance

Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch overview

Located at 7-17-107, 1ST FLOOR, SRINAGAR COLONY, OPP-MEESEVA CENTER,GUNTUR-522002, the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ESFB0004008 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch came to be assigned the code ESFB0004008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0004008, money simply cannot be routed to the SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch electronically.

Products and account variants supported

Every account opened at the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch is mapped to IFSC ESFB0004008 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESFB0004008.

Products and services

Customers walking into the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch can access most of Equitas Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ESFB0004008

How to transfer money using IFSC ESFB0004008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0004008 across all three.

NEFT to Equitas Small Finance Bank Limited, SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH using IFSC ESFB0004008

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0004008, and confirm that the system picks up Equitas Small Finance Bank Limited – SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH

If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0004008 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Equitas Small Finance Bank Limited – SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH, use IMPS. With IFSC ESFB0004008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Srinagar Colony-Guntur, Guntur District , Andhra Pradesh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0004008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH is still linked to IFSC ESFB0004008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Equitas Small Finance Bank Limited's SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch, the IFSC ESFB0004008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC ESFB0004008

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0004008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0004008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH:

• The IFSC is exactly ESFB0004008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Srinagar Colony-Guntur, Guntur District , Andhra Pradesh branch sits at 7-17-107, 1ST FLOOR, SRINAGAR COLONY, OPP-MEESEVA CENTER,GUNTUR-522002. If you are travelling from outside Andhra Pradesh, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0004008 and your account number.

Verifying IFSC ESFB0004008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0004008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Srinagar Colony-Guntur, Guntur District , Andhra Pradesh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0004008 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0004008 is the IFSC code of Equitas Small Finance Bank Limited, SRINAGAR COLONY-GUNTUR, GUNTUR DISTRICT , ANDHRA PRADESH branch, in ANDHRA PRADESH, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.